Rika Lidyah
Raden Fatah State Islamic University

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The Determination of Education, Work Achievement, and Work Experience on Career Development Hafisya Agnesia; Rika Lidyah
Escalate : Economics and Business Journal Vol. 2 No. 02: Innovating People and Planet: Redefining Work, Behavior, and Sustainability in the Di
Publisher : Takaza Innovatix Labs Ltd.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61536/escalate.v2i02.386

Abstract

Employee career development is an important aspect in improving organizational performance and sustainability, especially in public transportation companies such as PT Kereta Api Indonesia (Persero). This study aims to analyze the influence of education, work performance, and work experience on the career development of employees at PT Kereta Api Indonesia (Persero) Lubuk Linggau Station. The research method used is a quantitative approach with a field research design. Data were collected through a closed questionnaire using a five-point Likert scale distributed to 50 employees as respondents, with instruments that had been tested for validity and reliability. Data analysis was performed using multiple linear regression, classical assumption tests, t-tests, and F-tests. The results showed that education, work performance, and work experience had a positive and significant effect on employee career development, both partially and simultaneously, with work performance being the most dominant variable. In conclusion, improving the quality of education, optimal performance, and adequate work experience plays an important role in supporting employee career development, which can serve as a basis for organizations in formulating more effective and sustainable career development policies.
Digitalization of Islamic Finance in the 5.0 Era: A Systematic Review and Challenges in Strengthening the Halal Ecosystem Riska Alvarido; Rika Lidyah
Escalate : Economics and Business Journal Vol. 3 No. 03 (2026): Escalate: Economics and Business Journal
Publisher : Takaza Innovatix Labs Ltd.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61536/escalate.v3i03.389

Abstract

The digital era has brought significant transformations to Islamic finance through fintech, blockchain, and digital currencies, offering efficient, transparent, and inclusive innovations, but facing regulatory and Sharia compliance challenges. This research aims to analyze the digitalization of Islamic finance in the 5.0 era, provide a systematic review, and address the challenges of strengthening the halal ecosystem. The descriptive-analytical qualitative method was applied through library research with secondary data from 32 peer-reviewed journal articles (2020–2025) via PRISMA, analyzed thematically to map the themes of innovation, regulation, and sharia ethics. The results show the rapid development of Islamic fintech (P2P lending, halal crowdfunding), the main challenges are the absence of global regulatory standards and data security, as well as strengthening strategies through stakeholder collaboration and integration of maqashid sharia. It is concluded that adaptive regulations and digital education are needed to realize a sustainable Islamic financial ecosystem in the 5.0 era.