Lucy Taylor
University of Manchester

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MOBILE-ASSISTED LANGUAGE LEARNING (MALL) FOR ENGLISH LEARNERS: AN INVESTIGATION OF ITS IMPACT ON VOCABULARY ACQUISITION Shaumiwaty Shaumiwaty; James Smith; Lucy Taylor
Journal International of Lingua and Technology Vol. 5 No. 2 (2026)
Publisher : Sekolah Tinggi Agama Islam Al-Hikmah Pariangan Batusangkar, West Sumatra, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55849/jiltech.v5i2.1215

Abstract

Mobile technologies have become increasingly integrated into educational contexts, offering new opportunities for language learning beyond traditional classroom boundaries. In English language education, vocabulary acquisition remains a fundamental yet persistent challenge, particularly when learning opportunities are limited to formal instructional settings. Mobile-Assisted Language Learning (MALL) has emerged as a promising approach that enables flexible, repeated, and learner-centered vocabulary practice through mobile devices. This study aims to investigate the impact of MALL on vocabulary acquisition among English learners. A quasi-experimental research design was employed, involving an experimental group using mobile-based vocabulary learning applications and a control group receiving conventional vocabulary instruction. Data were collected through standardized pretest and posttest vocabulary assessments and supported by learning activity records. Statistical analyses were conducted to examine differences in vocabulary gains between groups. The results indicate that learners who engaged in MALL achieved significantly higher vocabulary gains than those in the control group. The findings also reveal that consistent engagement with mobile learning activities contributed to more stable and sustained vocabulary development. The study concludes that MALL is an effective instructional approach for enhancing vocabulary acquisition in English language learning contexts. Integrating mobile-assisted vocabulary learning into instructional practices can support improved learning outcomes and provide learners with greater autonomy and access to language input.
NAVIGATING SHARIA COMPLIANCE IN FINTECH STARTUPS: LEGAL CHALLENGES AND OPPORTUNITIES IN THE UNITED KINGDOM Daniel Wilson; Lucy Taylor; Thomas Harris
Sharia Oikonomia Law Journal Vol. 3 No. 4 (2025)
Publisher : Yayasan Adra Karima Hubbi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70177/solj.v3i4.2194

Abstract

The rapid growth of fintech innovation in the United Kingdom has created new pathways for financial inclusion, particularly among Muslim consumers seeking Sharia-compliant alternatives. However, the integration of Islamic financial principles within a secular regulatory framework presents legal ambiguities and operational challenges for fintech startups. The existing legal environment in the UK does not explicitly accommodate Sharia compliance, creating uncertainties for emerging Islamic fintech ventures. This study aims to examine the legal barriers and institutional opportunities for achieving Sharia compliance in UK-based fintech startups. A qualitative legal research methodology was employed, involving doctrinal analysis of UK financial regulations, Islamic jurisprudential sources, and policy reports, complemented by expert interviews with fintech entrepreneurs, Sharia scholars, and legal professionals. The findings reveal a significant regulatory gap concerning the certification, standardization, and recognition of Sharia-compliant fintech models. However, opportunities exist through regulatory sandboxes, ethical finance frameworks, and collaboration with private Sharia advisory boards. The study concludes that legal innovation, inter-institutional dialogue, and policy refinement are critical to fostering a viable ecosystem for Islamic fintech in the UK. Recommendations include developing a hybrid compliance model and enhancing regulatory clarity to support both innovation and religious integrity.