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All Journal Journal of Social Knowledge Education (JSKE)
Sri Indah Nikensari
University of Jakarta
Humanities Economics, Econometrics & Finance Education Environmental Science Social Sciences

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The Influence of Pocket Money, Gender, and Economics Track on Students' Financial Literacy: A Study of Senior High Schools in Bekasi Regency Hellend Fransiska; Sri Indah Nikensari; Meta Bara Berutu
Journal of Social Knowledge Education (JSKE) Vol. 5 No. 4 (2024): November
Publisher : Cahaya Ilmu Cendekia Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37251/jske.v5i4.1198

Abstract

Purpose of the study: The main objective of this study is to determine the influence of pocket money, gender, and economic track on the financial literacy of students at Senior High Schools in Bekasi Regency. Methodology: The methodology used is a quantitative approach. This research was only conducted in Tambun Utara District. The research sample consisted of 191 respondents, namely 11th-grade students majoring in the economics track. The data analysis techniques used in this study were instrument testing, analysis requirements testing, hypothesis testing using partial testing (t-test), and multiple linear regression analysis. Main Findings: The results of the tests conducted in this study indicate that pocket money has a positive and significant effect on financial literacy, gender has a positive but not significant effect on financial literacy, and economics track has a positive and significant effect on financial literacy. Novelty/Originality of this study: Although there are many studies on financial literacy, few have focused on the influence of the economics track among high school students, thus providing a new contribution that has not been explored before. This study involves quantitative data collected from 191 students at two schools in North Tambun District, thus providing a new perspective that has not been reported before.
The Influence of Perception of Convenience, Benefits, and Risks on the Decision to Use DANA E-Wallet Among Generation Z in East Jakarta City Chika Nurfadillah; Sri Indah Nikensari; Dicky Iranto
Journal of Social Knowledge Education (JSKE) Vol. 6 No. 1 (2025): February
Publisher : Cahaya Ilmu Cendekia Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37251/jske.v6i1.1376

Abstract

Purpose of the study: The main objective of this study is to examine the influence of perceived ease of use, perceived benefits, and perceived risks on the decision to use the DANA E-Wallet among Generation Z in East Jakarta. Methodology: The methodology used is a quantitative approach. This study was conducted only in East Jakarta with 102 Generation Z respondents residing in East Jakarta. The data analysis techniques employed in this study include instrument testing, prerequisite analysis testing, hypothesis testing using partial tests (t-test), and multiple linear regression analysis. Main Findings: The results of the testing conducted in this study show that perceived ease of use, perceived benefits, and perceived risks have a positive and significant impact on the decision to use the DANA e-wallet among Generation Z in East Jakarta. Novelty/Originality of this study: The COVID-19 pandemic has accelerated the adoption of technology, including the use of e-wallets. Studies conducted after the pandemic may show changes in consumer behavior, particularly in the digital financial transaction habits of Generation Z. Research focusing on the behavior of Generation Z in major cities in Indonesia, such as East Jakarta, could provide novelty, considering the unique cultural and economic context of the region.
Co-Authors Chika Nurfadillah Dicky Iranto Hellend Fransiska Meta Bara Berutu