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ASSISTANCE IN THE DEVELOPMENT OF BUSINESS DIVERSIFICATION TO OPTIMIZE INCOME FOR WOMEN'S COOPERATIVES IN BLITAR DISTRICT Achmad Murdiono; Fadia Zen; Lulu Nurul Istanti
JOURNAL OF SUSTAINABLE COMMUNITY SERVICE Vol. 4 No. 1 (2023): DECEMBER
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55047/jscs.v4i1.527

Abstract

The presence of Women's Cooperatives in Indonesia holds significant importance, despite the limited number of large-scale Women's Cooperatives. These cooperatives play a crucial role in supporting the government's efforts to address national challenges such as unemployment reduction, enhanced health outcomes, improved education, and the resolution of gender-related issues. Analysis of the objectives of this initiative reveals two primary issues: 1) Women's Cooperatives heavily rely on savings and loan business units, leading to elevated levels of bad credit in the women's cooperatives of Blitar Regency; 2) Administrators of women's cooperatives struggle to diversify their businesses beyond savings and loans. The initiative commences with preliminary activities, involving a literature review followed by field research utilizing secondary data. Subsequently, a focus group discussion (FGD) is conducted to assess the actual conditions of women's cooperatives in the field, engaging with the Cooperatives and Small and Medium Enterprises (UMKM) Department. Through mentoring endeavors, the aim is to reinforce cooperative management, enabling the development of diversified business ventures beyond savings and loans. This is to be achieved through improved financial planning and activities. Additionally, the initiative aspires to instill in management a comprehensive understanding of business risk management.
ASSISTANCE TO STRENGTHEN BUSINESS ORGANIZATIONAL GOVERNANCE AND FINANCIAL REPORTING TOWARDS A SUSTAINABLE COOPERATIVE BUSINESS PROCESS Achmad Murdiono; Fadia Zen; Lulu Nurul Istanti
JOURNAL OF SUSTAINABLE COMMUNITY SERVICE Vol. 4 No. 4 (2024): SEPTEMBER
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55047/jscs.v4i4.771

Abstract

Regency Blitar is one of the districts in East Java province with a high number of SMEs. One sector that is growing rapidly in this area is cooperative production. Cooperatives with production business units have the potential to become key drivers of economic growth on a small scale in the Blitar Regency. However, despite the high potential for business development through cooperatives, the progress of business unit growth under cooperative management is still classified as low. Based on the analysis of this activity, several problems were identified: 1) The majority of cooperatives are developing business units without conducting feasibility analyses, making them very vulnerable to business failure. 2) Cooperative managers lack the ability to diversify their businesses. 3) The cooperative administrators' abilities in financial management and reporting are still low. This activity began with introductory activities that included a literature review, followed by field studies through secondary data. The next stage involved an internal Focus Group Discussion (FGD) aimed at identifying the real conditions of cooperatives in the field, conducted with the Blitar Regency Cooperatives and MSMEs Service. To ensure the smooth running of the activities, the executing team coordinated with the partner institution, namely the Blitar Regency Cooperatives and MSMEs Service, which is the official government body responsible for fostering cooperatives.