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All Journal Journal of Sharia Economic Law
Budi Prasetyo Margono
UPN "Veteran" Jawa Timur
Arts Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences

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Batas Kewenangan Peradilan Agama dalam Penyelesaian Sengketa Pembiayaan Bank Syariah terhadap Debitor yang Dinyatakan Pailit Veronica Cynthia Wibowo; Nur Persmawati Sahar Putri; Budi Prasetyo Margono
Journal of Sharia Economic Law Vol. 4 No. 2 (2026)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/jshel.v4i2.10467

Abstract

The authority of Religious Courts to resolve disputes concerning sharia bank financing is established under Religious Courts Law as part of sharia economic disputes. However, legal issues arise when a debtor fulfils the statutory requirements for bankruptcy under the Bankruptcy and Suspension of Debt Payment Obligations Law, placing the matter within the jurisdiction of the Commercial Court. This overlap raises questions regarding the limits of jurisdiction and legal certainty in resolving disputes arising from sharia financing. This study aims to examine the limits of the Religious Courts' authority in sharia bank financing disputes that result in bankruptcy and to analyse the legal certainty regarding the division of jurisdiction between the Religious Courts and the Commercial Courts. The research employs a normative legal method using statutory, conceptual, and case approaches. The findings indicate that the Religious Courts retain jurisdiction only while the dispute concerns the implementation of a sharia financing contract. Once the debtor is declared bankrupt, jurisdiction shifts to the Commercial Court. The study also finds a lack of harmonisation between the Islamic Banking Law, the Religious Courts Law, and the Bankruptcy Law. Therefore, the Bankruptcy Law should be revised to incorporate specific provisions on sharia bankruptcy.
Co-Authors Nur Persmawati Sahar Putri Veronica Cynthia Wibowo