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All Journal IIJSE Jurnal Greenation Ilmu Akuntansi
Ikhwan Wadi
Universitas Gunung Rinjani, Lombok, Indonesia
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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The Effect of the Amount of BLT Funds and Distribution Mechanisms on Spending Priorities and Increasing Household Financial Resilience Wawan Muliawan; Ikhwan Wadi
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 2 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v9i2.9607

Abstract

Direct Cash Assistance (BLT) is a government program aimed at helping households meet basic needs and improve financial resilience, especially for low-income communities. This study aims to analyze the effect of the amount of Direct Cash Assistance (BLT) funds and its distribution mechanism on spending priorities and household financial resilience in Bagik Papan Village. The research method used is a quantitative method with a survey approach. Data were obtained by distributing questionnaires to households receiving Direct Cash Assistance (BLT) in Bagik Papan Village. The data analysis technique used multiple linear regression analysis to determine the effect of independent variables on the dependent variable. The results show that the amount of BLT funds has a significant effect on spending priorities and household financial resilience. In addition, the BLT distribution mechanism also has a significant effect on household priorities and financial resilience. Thus, it can be concluded that the amount of funds and the distribution mechanism of BLT have an important role in helping households manage expenses and improve finances. This study is expected to be a consideration for the government in increasing the effectiveness of BLT distribution policies.
Pengaruh Kearifan Lokal dan Literasi Keuangan Terhadap Pengelolaan Keuangan Rumah Tangga dan Kemampuan Perencanaan Keuangan Rumah Tangga Lina Sofiana; Ikhwan Wadi
Jurnal Greenation Ilmu Akuntansi Vol. 4 No. 3 (2026): (JGIA) Jurnal Greenation Ilmu Akuntansi (Agustus - Oktober 2026)
Publisher : Greenation Publisher & Yayasan Global Resarch National

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/jgia.v4i3.674

Abstract

Kajian ini menguji dampak kearifan lokal dan literasi keuangan terhadap pengelolaan serta perencanaan keuangan rumah tangga di Desa Suela, Lombok Timur dengan pendekatan kuantitatif. Data dikumpulkan melalui kuesioner kepada 70 responden yang ditentukan menggunakan purposive sampling, kemudian diolah dengan Partial Least Square (PLS). Hasil analisis menunjukkan bahwa kearifan lokal maupun literasi keuangan tidak memberikan pengaruh yang signifikan terhadap pengelolaan dan perencanaan keuangan rumah tangga. Sebaliknya, pengelolaan keuangan rumah tangga terbukti memberikan pengaruh signifikan terhadap kemampuan perencanaan keuangan rumah tangga. Temuan ini menunjukkan bahwa pengetahuan keuangan dan nilai kearifan lokal belum sepenuhnya terimplementasi dalam perilaku keuangan masyarakat pedesaan, sehingga diperlukan penguatan edukasi keuangan yang sesuai dengan konteks budaya setempat.
Co-Authors Lina Sofiana Wawan Muliawan