Hanim Misbah
Universiti Sains Islam Malaysia, Malaysia

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Sustainable Leadership: Mobilizing Islamic Social Finance for Digital Transformation in the 4.0 Education Era Badrudin Udin; Hanim Misbah
Assyfa Journal of Islamic Studies Vol. 3 No. 2 (2025): Assyfa Journal of Islamic Studies (December)
Publisher : CV. Bimbingan Belajar Assyfa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61650/ajis.v3i2.886

Abstract

The Industrial Revolution 4.0 era demands that educational institutions undertake massive digital transformation, but budget constraints are often a major obstacle to its implementation. This research is driven by the need for a sustainable leadership model capable of integrating Islamic social finance instruments as an alternative funding solution. The primary objective of this study is to analyze sustainable leadership strategies in mobilizing zakat, infaq, sedekah, and waqf (ZISWAF) funds to support infrastructure digitalization and improve human resource competency in the education sector. Using descriptive qualitative methods through literature review and document analysis, this study examines various models of social finance governance that are adaptive to changing times. The results show that sustainable leadership focuses not only on operational efficiency but also on creating an inclusive digital ecosystem through the strategic and transparent use of Islamic social funds. These findings indicate that the synergy between Islamic leadership values ​​and the potential of social finance can accelerate the development of educational technology without relying solely on government assistance or high operational costs. In conclusion, the mobilization of Islamic social finance under sustainable leadership is key to ensuring the sustainability of digital transformation in educational institutions in the 4.0 era. The implications of this research emphasize the importance of strengthening digital financial literacy for institutional leaders to optimize the potential of Islamic philanthropy.
The FOMO-Excitement Nexus: A Strategic Framework for Understanding Gen Z’s Impulsive Online Behavior Hanim Misbah; Fairuz Hazwani binti Sadeli
Assyfa Learning Journal Vol. 4 No. 1 (2026): Assyfa Learning Journal
Publisher : CV. Bimbingan Belajar Assyfa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61650/alj.v4i1.923

Abstract

The rapid proliferation of digital commerce strategies has intensified impulsive buying tendencies among Generation Z, yet the underlying psychological mechanisms remain complex. This conceptual paper develops an integrated framework to explain how digitally mediated engagement strategies intensify impulsive consumption. Grounded in the Stimulus–Organism–Response (S-O-R) model, this study identifies four salient digital stimuli: influencer marketing, gamification features, limited-time promotions, and user-generated content. It further posits that the affective states of 'fear of missing out' (FOMO) and 'excitement' serve as the primary mechanisms translating these stimuli into impulsive purchase behavior. Through a comprehensive analysis, the study suggests that while urgency-based cues amplify perceived scarcity, authenticity-based cues drive emotional arousal. The findings imply that while this study focuses on consumer behavior, the identified FOMO-Excitement nexus offers critical insights for educators to design more engaging, interactive, and ethically-minded instructional environments that better capture the attention of Gen Z learners. Consequently, this strategic framework provides a foundation for developing instructional media that aligns with the psychological drivers of contemporary digital natives, bridging the gap between commercial engagement tactics and pedagogical innovation in modern learning ecosystems.