Jhosua Sibuea
Universitas Pembangunan Nasional "Veteran" Jawa Timur

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Pengelolaan Keuangan Sehari-Hari yang Bijak untuk Lansia Sejahtera Berbasis Bela Negara Aliya Nawra Rahmanindita; Yunita Ayu Kusuma; Kumala Puspita Sari; Fira Sherlinda; Jhosua Sibuea
POTENSI: Jurnal Pengabdian Masyarakat Ekonomi dan Bisnis Vol. 2 No. 2: Juni 2026
Publisher : Universitas Pembangunan Nasional Veteran Jawa Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33005/potensi.v2i2.83

Abstract

This community service activity aims to improve financial literacy and well-being among the elderly at Yayasan Karya Luhur BINA KASIH, Surabaya, while also instilling the values of Bela Negara (State Defense). The main problems identified include low understanding of daily financial management and high vulnerability to financial fraud. The methods applied were interactive seminars using a storytelling approach through simple living and fraud awareness stories, supported by brochure media. The activity was conducted on May 17, 2026, and involved 13 elderly participants. The results show an improvement in the elderly's understanding, indicated by active participation during the seminar, the ability to recall the "3 Always" strategy (always be grateful, enjoy togetherness, share smiles) and the "3 Don'ts" strategy (don't believe immediately, don't give personal data, don't hesitate to ask), as well as positive behavioral changes such as practicing daily gratitude and verifying suspicious information before acting. This activity successfully instilled the values of discipline, responsibility, and simplicity as tangible manifestations of Bela Negara in the economic field. In conclusion, the storytelling method combined with brochures proves effective for financial education among the elderly and is recommended for similar programs in other locations.Kegiatan pengabdian ini bertujuan untuk meningkatkan literasi keuangan dan kesejahteraan lansia di Yayasan Karya Luhur BINA KASIH, Surabaya, sekaligus menanamkan nilai-nilai Bela Negara. Permasalahan utama mitra meliputi rendahnya pemahaman dalam pengelolaan keuangan sehari-hari serta tingginya kerentanan terhadap kejahatan finansial. Metode yang digunakan adalah seminar interaktif dengan pendekatan storytelling melalui kisah hidup sederhana dan kewaspadaan terhadap penipuan, serta didukung media brosur. Kegiatan dilaksanakan pada 17 Mei 2026 dan melibatkan 13 lansia sebagai peserta. Hasil kegiatan menunjukkan peningkatan pemahaman lansia yang ditandai dengan partisipasi aktif selama seminar, kemampuan mengingat strategi "3 Selalu" (selalu bersyukur, menikmati kebersamaan, berbagi senyuman) dan "3 Jangan" (jangan langsung percaya, jangan berikan data pribadi, jangan malu bertanya), serta perubahan sikap positif seperti membiasakan bersyukur setiap pagi dan memverifikasi informasi mencurigakan sebelum bertindak. Kegiatan ini berhasil menanamkan nilai disiplin, tanggung jawab, dan kesederhanaan sebagai wujud nyata Bela Negara di bidang ekonomi. Dengan demikian, metode storytelling dan brosur terbukti efektif digunakan dalam edukasi keuangan bagi lansia dan direkomendasikan untuk program serupa di lokasi lain.