Ival Fadliyanto
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Teknologi, Inovasi, dan Pertumbuhan Ekonomi Islam di Negara Muslim Firla Azizah; Ival Fadliyanto; Julfie Zahara
Jurnal Inovasi Ekonomi Syariah dan Akuntansi Vol. 2 No. 3 (2025): Mei: Jurnal Inovasi Ekonomi Syariah dan Akuntansi (JIESA)
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jiesa.v2i3.2277

Abstract

This study examines the role of technology and innovation in supporting the growth of the Islamic economy in Muslim countries. The development of digital technology has brought significant changes to people's lives, particularly in economic activities. The presence of the internet, smartphones, and various digital platforms has made economic activities easier, faster, and more practical. This research shows that technology and innovation have a significant influence on the development of the Islamic economy. Technology helps people access Islamic economic services more easily and efficiently. Overall, technology and innovation play a crucial role in strengthening the growth of the Islamic economy in the digital era. Therefore, support from the government, financial institutions, the business community, and the public is needed to ensure that the use of technology in the Islamic economy can develop optimally and remain in accordance with Sharia values.
Transformasi Koperasi Menuju Era Society 5.0 dalam Meningkatkan Perekonomian Indonesia Ival Fadliyanto
Jurnal Inovasi Ekonomi Syariah dan Akuntansi Vol. 3 No. 4 (2026): Juli : Jurnal Inovasi Ekonomi Syariah dan Akuntansi (JIESA) 
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jiesa.v3i4.2349

Abstract

The development of digital technology has brought significant changes to various economic sectors, including cooperatives as one of the pillars of the people’s economy in Indonesia. Cooperatives, which have long been known for their principles of mutual cooperation and shared welfare, are required to adapt to technological developments in the Society 5.0 era. This study aims to analyze the opportunities, challenges, and strategies for cooperative transformation toward the digital era in order to improve their competitiveness and contribution to the national economy. The research method used is a qualitative method with a descriptive approach through a literature study of various journals, scientific articles, and reliable sources related to cooperative digitalization and Society 5.0. The results of the study indicate that digital transformation can help cooperatives improve operational efficiency, expand market access, enhance member service systems, and create transparency in financial management. However, the transformation process still faces various obstacles, such as low digital literacy, limited technological infrastructure, lack of funding, and resistance to change. Therefore, an integrated strategy is needed through improving digital literacy, strengthening cooperation with the government and private sector, developing digital business models, and providing regulatory support that promotes cooperative transformation in the Society 5.0 era.