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All Journal Jurnal Hukum Lex Generalis
Faizal Maulana Zulmi
Universitas Wiraraja Madura, Indonesia
Law, Crime, Criminology & Criminal Justice

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Pertanggungjawaban Pidana Korporasi terhadap Penyalahgunaan Data Pribadi pada Layanan Pinjaman Online Berizin di Indonesia Faizal Maulana Zulmi
Jurnal Hukum Lex Generalis Vol 7 No 12 (2026): Tema Hukum dan Hak Asasi Manusia
Publisher : Himpunan Ilmu Hukum dan Ilmu Hukum Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56370/jhlg.v7i12.4394

Abstract

This study examines the normative gap between the consumer protection provisions of Indonesia's Financial Services Authority (OJK) under Articles 31– 32 of Law No. 21 of 2011 and the enforcement of corporate criminal liability for the misuse of customers' personal data under Articles 65–70 of Law No. 27 of 2022 on Personal Data Protection (UU PDP). It finds that OJK's administrative sanctions are not yet effectively integrated with the PDP Law. Drawing on the doctrines of vicarious liability and agency, the study argues that fintech corporations should bear criminal responsibility as primary data controllers. It recommends adopting strict liability provisions and optimizing Supreme Court Regulation No. 13 of 2016 to strengthen consumer protection.
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