Article Per Year (5 Year)
p-Index From 2021 - 2026
0.23
P-Index
This Author published in this journals
All Journal International Journal of Economic Integration and Regional Competitiveness
Dewi Elok Oktaviana Sari
Muhammadiyah University of Sidoarjo, Indonesia

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
ANALYSIS OF FINANCIAL MANAGEMENT SKILLS, LIFESTYLE, AND ACADEMIC STRESS AMONG KIP RECIPIENTS Dina Dwi Oktavia Rini; Dewi Elok Oktaviana Sari
International Journal of Economic Integration and Regional Competitiveness Vol. 3 No. 2 (2026): International Journal of Economic Integration and Regional Competitiveness
Publisher : Antis Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61796/ijeirc.v3i2.501

Abstract

Objective: This study aims to examine how college students who receive the Indonesia Smart Card (KIP) manage their finances, their lifestyles, and how academic pressures affect them. Method: A qualitative method was used, involving data collection through interviews and observations of four active students from various academic programs. Results: The research indicates that students receiving the KIP demonstrate strong financial management skills, evidenced by their ability to plan fund usage, budget for daily necessities, and control their expenditures. Their lifestyles generally appear simple, frugal, and not wasteful, with a primary focus on educational needs and basic necessities. Meanwhile, academic pressure is perceived differently by each student; some view it as a burden, while others see it as motivation. Pressure from professors and parents is relatively minimal, though it is still felt in some cases. Novelty: This study examines the interrelationship between financial management, lifestyle, and academic pressure among college students receiving the Indonesia Smart Card (KIP) using qualitative evidence from multiple academic programs.
Co-Authors Dina Dwi Oktavia Rini