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IMPLEMENTASI KARAKTERISTIK ENTREPRENEUR MUSLIM PADA PENGELOLAAN UMKM RANCAMAYA BOGOR SELATAN Andra Alauf; Wildan Munawar; Muhammad Amin
Veteran Economics, Management, & Accounting Review Vol 3 No 1 (2025)
Publisher : Fakultas Ekonomi Dan Bisnis, Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59664/vemar.v3i1.9536

Abstract

This study aims to determine how the implementation of the characteristics of Muslim entrepreneurs in the management of UMKM in Rancamaya Village using the Important Performance Analysis (IPA) method, the variables used in this study are honesty, sense of responsibility, avoiding usury and always paying zakat, infaq and shadaqah. The results of this study indicate that Muslim entrepreneurs in managing UMKM in Rancamaya Village have implemented honest and responsible characters as evidenced by the existence of 3 indicators of honesty variables (explaining the condition of the goods to buyers if the goods have defects, explaining product details to buyers, providing scales that match the price offered) and also 2 indicators of responsibility variables (disposing of business waste in its place, fulfilling consumer orders with quality products and according to specifications). The two characters in quadrant B must be maintained so that 1 indicator in quadrant A can be implemented, namely providing the same price to consumers who buy cash or credit which is included in the variable of avoiding usury. Keywords: Character, MSMEs, Muslim Entrepreneur   Abstrak Penelitian ini bertujuan untuk mengetahui bagaimana implementasi karakteristik entrepreneur muslim pada pengelolaan UMKM di Kelurahan Rancamaya dengan menggunakan metode Important Performance Analisys (IPA). Variabel pada penelitian ini adalah kejujuran, rasa tanggung jawab, menghindari riba dan senantiasa menunaikan zakat, infaq dan shadaqah. Hasil dari penelitian menunjukkan bahwa entrepreneur muslim dalam mengelola UMKM di Kelurahan Rancamaya telah mengimplementasikan karakter jujur dan bertanggung jawab yang dibuktikan dengan adanya 3 indikator variabel kejujuran yaitu, menjelaskan keadaan barang kepada pembeli apabila barang tersebut memiliki kecacatan, menjelaskan detail produk kepada pembeli,  memberikan timbangan yang sesuai dengan harga yang ditawarkan. Dan juga 2 indikator variabel tanggung jawab yaitu,  membuang limbah usaha pada tempatnya, memenuhi pesanan konsumen dengan produk yang berkualitas dan sesuai spesifikasi. Kedua karakter yang  berada di kuadran B ini harus dipertahankan implementasinya supaya 1 indikator yang berada di kuadran A dapat  terlaksana yaitu memberikan harga yang sama kepada konsumen yang membeli cash atau kredit yang termasuk dalam variabel menghindari riba.  Kata Kunci: Karakter, UMKM, Entrepreneur Muslim  
Komparasi Dampak Sukuk dan Obligasi Negara terhadap Pembangunan Berkelanjutan di Indonesia Sofia Lutfiyati; Muhammad Amin; Lise Purnamasari
General Multidisciplinary Research Journal Vol. 3 No. 2 (2026)
Publisher : Global Sustainability Research Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63453/general.v3i2.100

Abstract

Introduction: Sustainable development requires substantial financing, particularly to support SDG 8 (economic growth) and SDG 9 (infrastructure), the two goals most relevant to sukuk and government bonds as state financing instruments. This study compares the impact of sukuk and government bonds Indonesia's two main capital market financing instruments, which differ in structure, mechanism, and investor baseon sustainable development during 2020–2024, a period reflecting post-pandemic financing dynamics with complete official data availability.Methods: Using five years of secondary time-series data from DJPPR, the Ministry of Finance, and BPS, this study applies Ordinary Least Squares (OLS) regression to assess the effect of sukuk and bond issuance and outstanding values on GDP (economic growth indicator) and the National Road Network (infrastructure indicator).Results: Outstanding sukuk significantly and positively affect GDP, while sukuk issuance, bond issuance, and outstanding bonds show no significant effect on GDP or the National Road Network. Simultaneously, sukuk and bonds significantly influence GDP but not the National Road Index.Conclusion and suggestion: Sukuk outperform government bonds as a strategic instrument for financing Indonesia's sustainable development, especially in driving economic growth, though both instruments' limited effect on infrastructure suggests a need for better allocation of financing proceeds. Future research should extend the study period, add macroeconomic control variables, and use broader infrastructure indicators.