Article Per Year (5 Year)
p-Index From 2021 - 2026
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All Journal International Journal of Management Science and Information Technology (IJMSIT) Kasta: Jurnal Ilmu Sosial, Agama, Budaya dan Terapan
Megi Nediawan
Universitas Lambung Mangkurat
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education

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What Shapes Students’ Financial Behavior? Examining Income, Financial Literacy, and Lifestyle Retno Fidianasari; Asrid Juniar; Megi Nediawan
International Journal of Management Science and Information Technology Vol. 6 No. 2 (2026): July - December 2026
Publisher : Lembaga Komunitas Informasi Teknologi Aceh (KITA), Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/ijmsit.v6i2.7759

Abstract

Financial behavior has become increasingly important among university students as they assume greater financial independence and face more complex financial decisions. Empirical evidence concerning its determinants among students in vocational higher education institutions outside major urban areas remains limited, despite their distinct socioeconomic characteristics. The research examines the effects of income, financial literacy, and lifestyle on the financial behavior of students at Politeknik Negeri Tanah Laut. A quantitative design was employed using probability sampling with a simple random sampling technique. Data were collected from 275 active students and analyzed using PLS-SEM. The results show that income positively and significantly affects financial literacy, lifestyle, and financial behavior, while financial literacy and lifestyle also positively and significantly influence financial behavior. By integrating these variables within a single structural model, the analysis provides a more comprehensive understanding of the economic and behavioral factors underlying students’ financial behavior. The findings suggest that vocational higher education institutions should strengthen applied financial literacy programs, including budgeting, financial planning, expenditure management, and guidance on lifestyle choices aligned with students’ financial capacity. Such initiatives may promote more responsible financial behavior and support long-term financial well-being.
Does Work Engagement Explain Job Characteristics and Job Satisfaction in Rural Education? Meiske Claudia; Muhammad Fahrin Noor; Nasywa Ghaida Salsabila; Megi Nediawan
KASTA : Jurnal Ilmu Sosial, Agama, Budaya dan Terapan Vol. 6 No. 3 (2026): August
Publisher : Lembaga Bale Literasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58218/kasta.v6i3.4095

Abstract

Teacher job satisfaction is important for educational quality, yet the mechanism linking job characteristics and satisfaction remains underexplored in elementary schools. This study analyzes the effects of job demands and job resources on job satisfaction, with work engagement as a mediator among educators in Haruyan District, South Kalimantan. A quantitative survey was conducted with 120 educators selected from 228 teachers in 24 public elementary schools using proportionate stratified random sampling. Responses were measured using a Likert-scale questionnaires and analyzed through PLS-SEM with the disjoint two-stage approach in SmartPLS 4. The results show that job demands and job resources do not directly affect job satisfaction. However, job demands positively affect work engagement, job resources strongly affect work engagement, and work engagement positively affects job satisfaction. Work engagement fully mediates both relationships. These findings indicate that teacher satisfaction is primarily shaped through psychological engagement. Moderate demands function as challenge demands, while resources strengthen motivation through support, feedback, coaching, and development opportunities.
Co-Authors Asrid Juniar Claudia, Meiske Muhammad Fahrin Noor Nasywa Ghaida Salsabila Retno Fidianasari