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Rekonstruksi Akad Kemitraan Warung Madura Berbasis Mudharabah Studi pada Komunitas Perantau Madura di Citayam Hamdan Yuhafi; Anisa Husnul Khotimah; Abdul Husenudin
MES Management Journal Vol. 5 No. 2 (2026): MES Management Journal
Publisher : MES Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56709/mesman.v5i2.387

Abstract

This study aims to describe the partnership contract model practiced among relatives in the management of Madurese convenience stores (Warung Madura), examine its conformity with mudharabah principles in Islamic law, and formulate recommendations for a more Sharia-compliant contractual arrangement. The study employed a qualitative field research approach in the Citayam area of Bogor Regency and Depok City. Data were collected through in-depth interviews with ten key informants consisting of capital providers (shahibul mal) and business managers (mudharib), participant observation, and document analysis. Data were analyzed using thematic analysis and normative-comparative analysis based on classical Islamic jurisprudence, DSN-MUI Fatwa No. 115/DSN-MUI/IX/2017 on Mudharabah Contracts, and AAOIFI Shariah Standard No. 13. The findings reveal that the partnership agreements are predominantly oral yet contain relatively structured substantive provisions, including capital contribution, profit-sharing arrangements, managers’ living allowances, and capital accountability mechanisms. Nevertheless, several aspects were found to be inconsistent with mudharabah principles, particularly the use of gross revenue as the basis for profit sharing, the absence of clear limitations on managers’ allowances, and the imposition of capital-loss liability on managers without proof of negligence. The study recommends reconstructing the contract by adopting net profit as the basis for profit sharing, clearly specifying managers’ allowances, and limiting liability for losses to cases involving negligence or misconduct. These findings contribute to the development of more equitable and contextually relevant Sharia-based micro-enterprise partnership models.
Strategi Potensi Pengembangan Desa Berbasis Masyarakat: Studi Kasus Kampung Cikondang, Desa Cibitung Wetan Abdul Husenudin; Hamdan Yuhafi; Anisa Husnul Khotimah; Septian Cahya Mustofa; Amirah Azmi; Faruq Alfikri Muchtar; Gunawan Pratama; Lala Nadiatul Falah; Miftahul Janah Tunisa; Muhammad Iqbal; Najwa Amalia; Sintia Najwaludin; Siti Azqia Yulia Sahidah; Syahrul Rhamdhani; Umar Mukhtar; Widya Fatmah; Widya Yulia Nabila
El-Mujtama: Jurnal Pengabdian Masyarakat  Vol. 6 No. 4 (2026): El-Mujtama: Jurnal Pengabdian Masyarakat 
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmujtama.v6i4.11247

Abstract

This study aims to identify and analyze the local potential of the Kampung Cikondang community, located in Cibitung Wetan Village, Pamijahan District, Bogor Regency. Situated within the buffer zone of a mountainous area rich in natural resources and socio-cultural dynamics, Kampung Cikondang holds strategic opportunities for community-based economic development. Employing a descriptive qualitative approach, the study maps the community's social capital, agricultural commodity strengths, and potential for integration with rural ecotourism. The findings indicate that Kampung Cikondang’s potential rests on three main pillars: food security based on horticulture and plantation crops, strong social capital ties, and openness to agrotourism innovation. However, optimizing this potential requires strengthening local institutions and implementing product downstreaming strategies to generate sustainable economic value-added.
Program Edukasi Digitalisasi UMKM dalam Rangka Meningkatkan Pemahaman Masyarakat terhadap UMKM yang Berbasis Digital Yusi Srihartini; Rio Kartika Supriyatna; Evi Novita; Anisa Husnul Khotimah; Ijlaludin Ijlaludin; Karisma Karisma; Asep Irawan; Ahdatusariroh Ahdatusariroh; Nurul Mariyam
El-Mujtama: Jurnal Pengabdian Masyarakat  Vol. 6 No. 3 (2026): El-Mujtama: Jurnal Pengabdian Masyarakat 
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmujtama.v6i3.12171

Abstract

Micro, Small, and Medium Enterprises (MSMEs) play an important role in strengthening the local economy, including in Gunung Bunder 1 Village, RW 05, which is known for its agricultural potential. However, MSME actors still face several challenges, such as low digital literacy, lack of product innovation, and reliance on traditional marketing methods. This study aims to enhance community understanding of digital marketing, provide assistance in developing processed agricultural products, and encourage the competitiveness of local MSMEs in the digital era. The research method used is qualitative, employing field surveys, interviews with community leaders, and secondary data analysis. The empowerment program was implemented through MSME digitalization seminars, interactive discussions, and practical training such as creating online business accounts and conducting social media-based promotions. The results indicate an increased awareness among MSME actors regarding branding, digital marketing strategies, and product innovation. This activity is expected to serve as an initial step in transforming village MSMEs to become more innovative, competitive, and capable of optimizing local potential for community welfare.