Afni Haryanti Harahap
Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Sumatera Utara Medan, Indonesia

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

Analysis of the Implementation of Green Banking Concepts in the Operations of Bank Aceh Syariah (Sisingamaraja Medan Branch) in Support of Sustainable Finance Afni Haryanti Harahap; Fauzi Arif Lubis; Tuti Anggraini
Advances in Economics & Financial Studies Vol. 4 No. 3 (2026): June - September
Publisher : Yayasan Pendidikan Bukhari Dwi Muslim

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60079/aefs.v4i3.999

Abstract

Purpose: This study examines green banking implementation in the operations and financing processes of Bank Aceh Syariah, Sisingamangaraja Medan Branch, and its potential relationship with sustainable finance. Research Method: A qualitative descriptive-analytical case-study design was applied. Data were obtained through in-depth interviews with purposively selected branch employees and analyzed through reduction, coding, categorization, and evidence comparison using six Green Coin Rating indicators as a qualitative framework. Results and Discussion: Paperless operations were partially implemented through mobile banking, while electricity-saving routines represented resource conservation rather than verified carbon-emissions management. Formal green rewards, green-building standards, and reuse, recycling, and refurbishment were not demonstrated. Environmental documentation and financing restrictions indicated environmental risk screening but did not establish an active green-investment portfolio. Consequently, measurable contributions to sustainable finance could not be confirmed. Implications: The branch should establish resource-consumption baselines, formal environmental policies, circular waste procedures, green-financing criteria, and portfolio monitoring. Originality: This study provides a branch-level Islamic banking assessment that distinguishes operational efficiency, environmental screening, and active green financing while avoiding unsupported sustainability claims.