Article Per Year (5 Year)
p-Index From 2021 - 2026
0.23
P-Index
This Author published in this journals
All Journal E-Jurnal Ekonomi dan Bisnis Universitas Udayana
Humairoh
Fakultas Ekonomi dan Bisnis Universitas Muhammadiyah Tangerang, Banten, Indonesia
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
FINANCIAL BEHAVIOUR MEDIATING THE RELATIONSHIP BETWEEN FINANCIAL LITERACY, FINANCIAL ATTITUDES, FINTECH, AND STUDENTS’ INVESTMENT INTEREST Sendilla Prisaura; Hamdani; Humairoh; Dhea Zatira
E-Jurnal Ekonomi dan Bisnis Universitas Udayana VOLUME.15.NO.06.TAHUN.2026
Publisher : Fakultas Ekonomi dan Bisnis Universitas Udayana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24843/EEB.2026.v15.i06.p10

Abstract

The ongoing expansion of financial technology along with the relatively low level of financial literacy among students, emphasizes the need to better understand the factors that shape their investment interest. The purpose of this study is to examine how much financial behavior influences students' interest in investing by acting as a mediating variable in the link between financial literacy, financial attitudes, and the usage of fintech. A quantitative research design was adopted by administering a survey to 230 students in Tangerang Regency. SEM-PLS with SmartPLS 4 was used to analyze the data in order to look at indirect as well as direct correlations between the variables. The findings demonstrate that students' financial behavior is positively and significantly impacted by financial knowledge, financial attitudes, and fintech usage. Furthermore, financial behaviour also has a positive and significant impact on investment interest. However, financial literacy, financial attitudes, and fintech usage do not directly affect investment interest, indicating that financial behaviour fully mediates these relationships. this research emphasizes the importance of financial behaviour as the main mechanism that connects these factors to students’ investment interest, while also providing practical implications for enhancing financial education and fintech-based financial strategies.
Co-Authors Dhea Zatira Hamdani Sendilla Prisaura