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All Journal International Journal of Management, Business and Social Sciences
Rizka Lutfiyana Dewi
Universitas Wahid Hasyim
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Social Sciences

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The Role of Financial Literacy, Self-Control, and Income in Influencing the Financial Management Behavior of Homemakers in the Village of Trayu Rizka Lutfiyana Dewi; Saiful Bahri
International Journal of Management, Business, and Social Sciences Vol. 5 No. 1 (2026): Mei
Publisher : Universitas Wahid Hasyim Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31942/ijmbs.v5i1.15486

Abstract

Good financial management behavior is important in maintaining household economic stability, especially for housewives who play a major role in managing family finances. This study aims to analyze the influence of financial literacy, self-control, and income on the financial management behavior of housewives in Trayu Village. The population in this study consisted of 330 housewives in Trayu Village. The method used is a quantitative approach with a survey technique through the distribution of a Likert scale-based questionnaire to 76 housewife respondents selected using simple random sampling. The results of the study indicate that financial literacy, self-control, and income have a positive and significant effect on financial management behavior. These findings highlight the importance of financial literacy, strengthening self-control, and adequate income in forming healthy and planned financial habits. This study is expected to serve as a basis for designing economic empowerment programs for housewives, especially in rural areas.
Co-Authors Saiful Bahri