Mira Ustanti
Universitas KH. Mukhtar Syafaat Blokagung Banyuwangi

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ANALISIS TRANSAKSI JUAL BELI PRODUK SMART HAFIZ PRESPEKTIF FIQIH MUAMALAH (STUDI KASUS PADA PT. TIGARAKSA SATRIA BLOKAGUNG BANYUWANGI) Mira Ustanti; Wulan Alif Qurani
Jurnal Ekonomi Syariah Darussalam Vol. 5 No. 1 (2024): Februari 2024
Publisher : Universitas KH. Mukhtar Syafaat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jesdar.v5i1.3022

Abstract

The objectives of this research are: 1) To analyze buying and selling transactions for Smart Hafiz products at PT. Tigaraksa Satria Blokagung Banyuwangi. 2) To analyze buying and selling transactions for smart Hafiz products from the perspective of muamalah fiqh at PT. Tigaraksa Satria Blokagung Banyuwangi muamalah fiqh perspective. This research uses a qualitative research method with a case study approach. The results of this research are 1) practice of buying and selling transactions for smart Hafiz products at PT. Tigaraksa Satria uses the following system: First, cash by direct payment and filling in the buyer data form clearly and validly. Second, installments with payment within a period of 5 months provided that the buyer is someone who is known and can be trusted. Third, social gathering, namely buyers are allowed to choose to participate in social gathering according to their wishes for 3, 5 or 10 months. 2) The system used in buying and selling transactions for Smart Hafiz products at PT. Tigaraksa Satria falls under the criteria of a bai’ or sale and purchase contract, a muajjal/Bai’ Bitsaman Ajil contract, a qardh (debt) contract according to the perspective of muamalah fiqh.
BISNIS DIGITAL YANG BERKAH: MEMBINGKAI ULANG EKONOMI ISLAM DI ERA TEKNOLOGI MELALUI PENDEKATAN MAQASID SYARIAH Aisiyah Nur Afifah; Mira Ustanti
Jurnal Ekonomi Syariah Darussalam Vol. 7 No. 1 (2026): Februari 2026
Publisher : Universitas KH. Mukhtar Syafaat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jesdar.v7i1.5414

Abstract

Digital transformation has accelerated the development of the Islamic economy through innovations such as Islamic fintech, halal e-commerce, and the digitalization of zakat, infaq, sadaqah, and waqf (ZISWAF). However, these developments have also given rise to challenges, including unclear digital contracts. This study aims to analyze the implementation of Maqasid Shariah in digital business and to formulate a conceptual model of a digital business ecosystem oriented toward public welfare (maslahah). The study employs a qualitative approach by examining academic literature, DSN-MUI fatwas, statutory regulations, and official documents. Data were analyzed using content analysis, conceptual analysis, and synthesis. The findings indicate that Maqasid Shariah serves as a strategic foundation for developing a digital business ecosystem that ensures Sharia compliance, protection of rights, transparency, economic justice, and sustainability. Furthermore, this study proposes a conceptual model of a Maqasid Shariah based digital business ecosystem built upon four main pillars: Sharia compliance, protection and transparency, inclusion and economic justice, and sustainability to promote public welfare within the digital Islamic economy. Keywords: Digital Business, Maqashid Shariah