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All Journal LANCAH Jurnal Inovasi dan Tren
Zaskia M.A. Kaseger
Manado State University
Economics, Econometrics & Finance Education Social Sciences Other

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Pengaruh Literasi Keuangan dan Gaya Hidup Terhadap Perilaku Menabung Siswa di SMK Negeri 2 Tondano Zaskia M.A. Kaseger; Agnes R. Rooroh; Gilly Marlya Tiwow
LANCAH: Jurnal Inovasi dan Tren Vol. 4 No. 2 (2026): NOVEMBER
Publisher : Lembaga Komunitas Informasi Teknologi Aceh (KITA), Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/ljit.v4i2.8283

Abstract

This study aims to determine the influence of financial literacy and lifestyle on the saving behavior of students at SMK Negeri 2 Tondano. This study employs a quantitative method using a survey approach. Research data were collected from respondents through the distribution of questionnaires as the primary data collection instrument. The population in this study consists of all 160 eleventh-grade students at SMK Negeri 2 Tondano, while the sample comprises 114 students, determined using the Slovin formula. The results of the study indicate that financial literacy has a positive and significant effect on students’ saving behavior. Lifestyle also has a positive and significant effect on students’ saving behavior. Financial literacy and lifestyle together have a positive and significant effect on students’ saving behavior at SMK Negeri 2 Tondano. This suggests that the better students’ understanding of finance and the healthier their lifestyle, the higher their saving behavior.
Co-Authors Agnes R. Rooroh Gilly Marlya Tiwow