Rafidah
Universitas Islam Negeri Sultan Thaha Saifuddin, Jambi, Indonesia

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

Public Understanding and Institutional Strategies of Zakat on Oil Palm Plantations : A Case Study of Merangin Regency Tirsa Guslia Nugroho; Rafidah; Addiarrahman
KASTA : Jurnal Ilmu Sosial, Agama, Budaya dan Terapan Vol. 5 No. 3 (2025): Desember
Publisher : Lembaga Bale Literasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58218/kasta.v5i3.4509

Abstract

This study aims to determine the level of public understanding regarding zakat on oil palm plantations in Merangin Regency and to analyze the strategies implemented by the National Zakat Agency (BAZNAS) in improving such understanding. Employing a qualitative approach with inductive and descriptive analysis, this research focused on field facts obtained from observations, interviews, and documentation, involving oil palm farmers and BAZNAS administrators as subjects. The findings indicate that low awareness among farmers is influenced by attitudes, knowledge, and income, where many prefer to distribute zakat directly to relatives or the needy rather than through official institutions, while limited knowledge and incomes below the nisab threshold further reduce compliance. Moreover, 93.1% (27 out of 29) farmers demonstrated understanding only at the basic level of translation, which affects their awareness in fulfilling zakat obligations. To address this, BAZNAS has adopted outreach strategies, including lectures, sermons, Ramadan safari programs, brochure distribution, zakat transfer services, and promotional campaigns, aimed at strengthening literacy and institutional participation in zakat management.
The Effects of Islamic Financing, Islamic Financial Literacy, and Digital Marketing on MSME Growth Wita Khamala Putri; Rafidah; Anzu Elvia Zahara
KASTA : Jurnal Ilmu Sosial, Agama, Budaya dan Terapan Vol. 5 No. 3 (2025): Desember
Publisher : Lembaga Bale Literasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58218/kasta.v5i3.4510

Abstract

This study aims to analyze the factors that affect the growth of Micro, Small, and Medium Enterprises (MSMEs) in Jambi City. The study focuses on three main factors: Islamic financing, Islamic financial literacy, and digital marketing. A quantitative research method was used with 100 MSME owners as respondents. The sample was selected using the Slovin formula and purposive sampling technique. Primary data were collected through a questionnaire and analyzed using Structural Equation Modeling–Partial Least Squares (SEM-PLS) with SmartPLS 4 software. The results show that Islamic financing has a positive and significant effect on MSME growth. Islamic financial literacy also has a positive and significant effect on business growth. In addition, digital marketing significantly supports the growth of MSMEs. These findings indicate that access to Islamic financing, a good understanding of Islamic financial literacy, and the use of digital marketing are important factors for sustainable MSME growth. This study provides useful information for policymakers and Islamic financial institutions to improve financial education and provide better digital support for MSMEs.