Lusia Sedati
Department of Finance and Banking, Akademi Keuangan dan Perbankan Grha Arta Khatulistiwa, Pontianak, West Kalimantan, Indonesia

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Inclusive Economic Development in Landak Regency A Descriptive Analysis of Economic Growth, Human Development, and Poverty Lusia Sedati; Agusandi Agusandi; Stella Melin; Samuel Samuel
Vifada Management and Digital Business Vol. 3 No. 1 (2026)
Publisher : Yayasan Vifada Cendikia Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70184/ncqc5t09

Abstract

This study aims to analyze the development of inclusive economic development in Landak Regency during the 2015-2024 period based on three main indicators: economic growth, human development, and poverty. This study employs a descriptive quantitative approach using secondary data obtained from Statistics Indonesia and various statistical publications related to Landak Regency. The analysis was conducted using descriptive statistics, annual development analysis, change analysis, and trend analysis without testing causal relationships or applying inferential statistical tests. The results show that economic growth in Landak Regency fluctuated throughout the study period. Economic growth reached 5.11 percent in 2015, contracted by -0.71 percent in 2020 due to the COVID-19 pandemic, and subsequently recovered to positive growth, reaching 4.54 percent in 2024. Human development demonstrated a consistent improvement, as reflected in the increase in the Human Development Index (HDI) from 64.12 in 2015 to 69.13 in 2024, representing an increase of 5.01 points. Meanwhile, the percentage of the poor population declined from 13.51 percent in 2015 to 8.98 percent in 2024, representing a decrease of 4.53 percentage points. Overall, Landak Regency demonstrated positive progress toward more inclusive economic development through improvements in human development and poverty reduction, although economic growth remained fluctuating and the benefits of development were not yet fully distributed evenly. Therefore, inclusive economic development should be directed toward strengthening growth based on leading economic sectors, improving human capital, expanding access to basic services, and increasing the productive capacity of poor and vulnerable communities.  
Strengthening Financial Discipline through Financial Literacy Education for Catholic Youth Lusia Sedati; Agnes Nofanita; Agusandi Agusandi; Samuel Samuel
Vifada Management and Digital Business Vol. 3 No. 1 (2026)
Publisher : Yayasan Vifada Cendikia Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70184/k9317n91

Abstract

−This community service activity was conducted at Kuala Dua Parish, Sanggau Regency, West Kalimantan, targeting Catholic Youth as the community partner. The partner's main problems included limited financial literacy, a tendency toward consumptive behavior, a lack of saving habits, and inadequate ability to distinguish between needs and wants in daily financial decision-making. These conditions have hindered the development of financial discipline among young people. This activity aimed to strengthen financial discipline through financial literacy education by providing participants with knowledge of personal financial management, budgeting, the importance of saving, and responsible financial decision-making. The implementation methods included lectures, interactive discussions, case studies, simple budgeting simulations, and reflective sessions that integrated financial management with the values of responsibility, discipline, and self-control. This program contributed to improving participants' knowledge and practical skills in managing personal finances effectively while fostering greater awareness of the importance of financial discipline as preparation for future economic challenges. Furthermore, the activity was expected to encourage positive financial habits that could be consistently applied in both personal life and youth organizational activities within the parish. The evaluation was conducted through observation during the activities, question-and-answer sessions, and comparisons of participants' understanding before and after the educational program. The results indicated an improvement in participants' understanding of fundamental financial literacy concepts, their ability to prepare simple budgets, their awareness of distinguishing needs from wants, and their motivation to develop saving habits and manage expenditures more wisely. Financial literacy education proved to be an effective approach to strengthening financial discipline and promoting more responsible financial behavior among Catholic Youth at Kuala Dua Parish.