Article Per Year (5 Year)
p-Index From 2021 - 2026
0.23
P-Index
This Author published in this journals
All Journal Irtiqo: Postgraduate Journal of Islamic Economics, Finances and Accounting Studies
Cut dina atika
Institut tazkia

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
Pengendalian Risiko Pembiayaan pada Lembaga Keuangan Mikro Syariah menggunakan Enterprise Risk Management (ERM): Studi Kasus di Indonesia Cut dina atika; Achmad Firdaus; Mukhamad Yasid
IRTIQO' : Postgraduate Journal of Islamic Economics, Finance and Accounting Studies Vol. 1 No. 2 (2022): Irtiqo: Postgraduate Journal of Islamic Economics, Finances and Accounting Stud
Publisher : Department Islamic Economics

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The purpose of research is to analyze the risks of Islamic Micro Finance. Islamic finance calculate potential losses, financial risk assessment and risk mitigation. By using Creditrisk+ with software Minitab 16 and Microsoft Excel. Data used in this research is financial statements of Islamic Cooperatives in Indonesia in 2015-2017. The sharia financing risk was analized with ERM framework and creditrisk+ method. The result showed that the highest risk of sharia financing is customer’s default due to their bad character or moral hazard. The possible risk mitigation actions are resceduling, restructuring and withdrawing customers' collateral.
Co-Authors Achmad Firdaus Mukhamad Yasid