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All Journal Journal of Nusantara Economy
Fairuz Azzahra Irsyad
Universitas Islam Negeri Sumatera Utara, Medan

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A Fiqh View of the Musyarakah Agreement and its Implementation in Islamic Banking Fairuz Azzahra Irsyad; Yenni Samri Juliati Nasution
Journal of Nusantara Economy Vol. 3 No. 2 (2024): Journal Of Nusantara Economy
Publisher : PT. Islamic Research Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66325/nusantaraeconomy.v3i2.97

Abstract

One form of channeling funds to sharia banks is musyarakah financing, which is the most typical and attractive of sharia financing. Because this financing agreement emphasizes cooperation and fairness in carrying out joint efforts. The aim of this research is to find out how fiqh views musyarakah contracts and their implementation in sharia banking. The research method that researchers use is the literature study research method for elaboration which involves reviewing reference books, literature, encyclopedias and reports that are relevant to the issue being discussed. The results of this research show that there are several differences in the fiqh views regarding musyarakah contracts with those practiced in sharia banking, which are in the aspects of guarantees, fines (collectability), and percentage distribution of profit sharing. With this difference, it is necessary to have an in-depth understanding of musyarakah contracts from the perspective of fiqh and its practice in sharia banking.
The Concept of Dinar and Dirham Currency in Perspective Ibrahim Umar Vadillo Fairuz Azzahra Irsyad; Muhammad Arif
Journal of Nusantara Economy Vol. 3 No. 1 (2024): Journal Of Nusantara Economy
Publisher : PT. Islamic Research Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66325/nusantaraeconomy.v3i1.98

Abstract

Since the early Islamic era, gold and silver, known as dinars and dirhams, have been used as a means of transactions in international trade. The application of the dinar and dirham actually functions as a strategy to deal with the dominance of the US dollar and euro, with the aim of reducing dependence on Islamic countries, including Indonesia. This concept also has the potential to be applied in efforts to limit usury practices, speculation and uncertainty. In this article, the author applies literature study research methods to outline various crucial aspects related to efforts to introduce dinars and dirhams as legal means of payment in Indonesia. Nazir explained that literature study is a data collection technique that involves reviewing books, literature, notes and reports that are relevant to the issue being discussed.
Co-Authors Muhammad Arif Yenni Samri Juliati Nasution