Denanda Ayu Putri Guritno
Stie widya wiwaha

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

PENGARUH LDR, RISIKO KREDIT, DEWAN KOMISARIS, DAN FINTECH TERHADAP KINERJA KEUANGAN PERBANKAN YANG TERDAFTAR BEI 2022-2024 Denanda Ayu Putri Guritno; Manendha Maganitri Kundala
JIAI (Jurnal Ilmiah Akuntansi Indonesia) Vol. 11 No. 1 (2026): Edisi April
Publisher : Universitas Muhammadiyah Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32528/jiai.v11i1.4842

Abstract

This study, titled "The Influence of LDR, Credit Risk, Board of Commissioners Scale, and Fintech Integration on the Financial Outcomes of IDX-Listed Banks (2022–2024)", aims to evaluate how Loan to Deposit Ratio (LDR), Non-Performing Loans (NPL), board size, and fintech adoption affect the financial results of banks listed on the Indonesia Stock Exchange during the stated timeframe. A quantitative approach was applied, employing multiple linear regression to explore connections among independent and dependent factors. Using purposive sampling, the research included 41 banks, representing 123 yearly financial reports. Results indicate that LDR, NPL, and fintech show no significant impact on financial performance (proxied by ROA), while board of commissioners size exerts a notable positive influence on ROA.