<![CDATA[This study aims to analyze the effect of Dividend Policy, Earning Per Share, and Interest Rate on Stock Return at PT Bank Rakyat Indonesia (Persero) Tbk during the period 2013–2024. This research employs a descriptive associative quantitative approach using secondary data obtained from the company’s annual financial reports and official publications of Bank Indonesia. Data analysis was conducted using multiple linear regression with the assistance of IBM SPSS Statistics 26, including classical assumption tests, partial tests (t-test), simultaneous test (F-test), and coefficient of determination test (R²). The results show that partially, Dividend Policy has a positive and significant effect on Stock Return, with a regression coefficient of 1.987 and a significance value of 0.046 < 0.05. Meanwhile, Earning Per Share does not have a significant effect, with a coefficient value of 0.001 and a significance level of 0.119 > 0.05, and Interest Rate also does not have a significant effect, with a coefficient value of 0.168 and a significance level of 0.075 > 0.05. Simultaneously, the three variables do not have a significant effect on Stock Return, as indicated by an F-value of 2.931 < F-table 4.103 and a significance value of 0.100 > 0.05. The coefficient of determination (R²) value of 0.524 indicates that the three independent variables are able to explain 52.4% of the variation in Stock Return, while the remaining 47.6% is influenced by other factors outside the research model. Overall, this study concludes that Dividend Policy is the most dominant factor affecting Stock Return of PT Bank Rakyat Indonesia (Persero) Tbk during the research period, while Earning Per Share and Interest Rate do not have a significant influence. These findings are expected to provide practical implications for investors, company management, and related stakeholders in understanding the factors that influence stock performance in the banking sector Keywords: Dividend Policy, Earning Per Share (EPS), Interest Rates, Stock Return]]>
