Mas Rara Tri Retno Herryani
Universitas Kadiri, Indonesia

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Cryptocurrency and Money Laundering: Enforcement Challenges in the Global Digital Financial System Mas Rara Tri Retno Herryani
DiH: Jurnal Ilmu Hukum Volume 22 Nomor 2 Agustus 2026
Publisher : Doctor of Law Study Program Faculty of Law, Universitas 17 Agustus 1945 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30996/dih.v22i2.133491

Abstract

This study aims to analyze the legal framework and evidentiary challenges in enforcing money laundering offenses involving cryptocurrency in Indonesia, as well as to identify comparative regulatory practices that may strengthen the effectiveness of law enforcement in addressing cryptocurrency-based financial crimes. The research employs a normative legal method using statutory, conceptual, and comparative approaches. The legal materials used include primary legal materials in the form of laws and regulations, such as the Electronic Information and Transactions Law and the Law on the Prevention and Eradication of Money Laundering Crimes , as well as secondary legal materials in the form of literature and relevant research results. This study also compares the regulation of electronic evidence and law enforcement related to cryptocurrency in several countries such as the United States, the European Union, Japan, and Singapore to obtain an overview of best practices in handling digital financial crimes. The study shows that law enforcement against cryptocurrency-based money laundering crimes in Indonesia still faces various challenges, particularly in the aspect of evidence. The evidentiary system in Indonesian criminal procedure law, which is still based on the conventional Criminal Procedure Code, does not explicitly regulate the use of digital evidence as the main evidence in the trial process. This study concludes that Indonesia requires legal reform aimed at harmonizing criminal procedural law with the evolving characteristics of digital financial transactions to improve the effectiveness of combating cryptocurrency-based money laundering.