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All Journal Journal of Applied Business, Taxation and Economics Reseach
Nur Asrah
Muhammadiyah University of Palopo
Economics, Econometrics & Finance

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The Relationship between Consumer Lifestyle and Savings Level on Personal Money Management of Students of Muhammadiyah University of Palopo Nur Asrah; Asriany Asriany; Samsul Bachri
Journal of Applied Business, Taxation and Economics Research Vol. 5 No. 5 (2026)
Publisher : PT. EQUATOR SINAR AKADEMIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54408/jabter.v5i5.601

Abstract

The purpose of this study is to examine the consumer lifestyle, savings level, and personal financial management of students. This study uses a quantitative approach, with data collected through a structured questionnaire. The population consisted of 1,199 students from the Faculty of Economics and Business, Muhammadiyah University of Palopo (classes of 2022, 2023, and 2024). Using the Slovin formula and random sampling, 93 respondents were selected. Data analysis was carried out using SPSS, including reliability and validity tests, multiple linear regression, coefficient of determination (R2 ) , partial tests (t-tests), and simultaneous tests (F). The results showed that a consumer lifestyle did not have a significant positive effect on financial management, while the savings level had a significant positive effect on financial management.
Co-Authors Asriany Asriany Samsul Bachri