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All Journal Digital Bisnis: Jurnal Publikasi Ilmu Manajemen Dan E-commerce
Kurnia Dwi Hartanti
ITSNU Pekalongan
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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Pengaruh Kemudahan, Kepercayaan, Manfaat dan Keamanan terhadap Minat Penggunaan E-Wallet Dana pada Mahasiswa ITSNU Pekalongan Kurnia Dwi Hartanti; Ali Imron
Digital Bisnis: Jurnal Publikasi Ilmu Manajemen dan E-Commerce Vol. 5 No. 3 (2026): September : Digital Bisnis: Jurnal Publikasi Ilmu Manajemen dan E-Commerce
Publisher : Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/digital.v5i3.7889

Abstract

This study aims to analyze the effect of perceived ease of use, trust, usefulness, and security on the intention to use the DANA e-wallet among students of the Faculty of Creative Design and Digital Business, ITSNU Pekalongan, both partially and simultaneously. This research employs a quantitative approach, with a population of 277 students and a sample of 73 respondents selected using purposive sampling technique. Data were collected through questionnaires based on a Likert scale and analyzed using SPSS version 26. The results of the t-test indicate that perceived ease of use has a positive and significant effect on usage intention, as evidenced by a t-value of 4.641 > t-table of 1.667 and a significance value of 0.000 < 0.05. Trust also shows a positive and significant effect, with a t-value of 2.599 > 1.667 and a significance value of 0.011 < 0.05. Similarly, perceived usefulness has a positive and significant effect, with a t-value of 2.851 > 1.667 and a significance value of 0.006 < 0.05. Security also has a positive and significant effect on usage intention, with a t-value of 3.939 > 1.667 and a significance value of 0.000 < 0.05. Furthermore, the results of the F-test show that all independent variables simultaneously have a significant effect on the intention to use the DANA e-wallet, with an F-value of 42.635 > F-table of 2.507 and a significance value of 0.000 < 0.05. The Adjusted R Square value of 0.698 indicates that 69.8% of the variation in usage intention can be explained by the variables of perceived ease of use, trust, usefulness, and security, while the remaining 30.2% is influenced by other factors outside this research model.
Co-Authors Ali Imron