Article Per Year (5 Year)
p-Index From 2021 - 2026
0.23
P-Index
This Author published in this journals
All Journal MUQADDIMAH: Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis
Dina Patrisia
State University of Padang
Economics, Econometrics & Finance

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
Pengaruh Financial Literacy terhadap Financial Well-Being dengan Peran Mediasi Financial Self-Efficacy dan Financial Behavior pada Generasi Z di Kota Padang Najwa Kamila; Dina Patrisia
MUQADDIMAH: Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis Article in Press
Publisher : LP3M INSTITUT KH YAZID KARIMULLAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59246/fsaj1v95

Abstract

Financial literacy is increasingly important for strengthening the financial well-being of Generation Z amid growing financial complexity and consumption pressures. This study examines the relationship between financial literacy and financial well-being, with financial self-efficacy and financial behavior serving as mediating variables among income-earning Generation Z in Padang. A quantitative approach was employed using Partial Least Squares–Structural Equation Modeling (PLS-SEM) through SmartPLS, involving 170 respondents selected through purposive sampling. The findings demonstrate that financial literacy positively and significantly influences financial self-efficacy, financial behavior, and financial well-being. Financial self-efficacy and financial behavior also show significant positive relationships with financial well-being. Furthermore, both variables significantly mediate the relationship between financial literacy and financial well-being, indicating that financial knowledge alone is insufficient to produce optimal financial outcomes without confidence and effective financial management practices. These findings highlight the importance of strengthening financial literacy alongside behavioral and psychological capabilities among Generation Z. Integrating financial education with practical financial management and self-efficacy development may provide a more effective pathway toward improving the financial well-being of young adults.
Co-Authors Najwa Kamila