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All Journal Dinasti International Journal of Economics, Finance & Accounting (DIJEFA)
Henny Medyawati
Universitas Gunadarma, Depok, Indonesia.
Economics, Econometrics & Finance

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Determinants of iGeneration Reporter Satisfaction in the State Officials’ Wealth Report System with Perceived Usefulness as a Mediating Variable Pangeran Tungkir Silalahi; Henny Medyawati
Dinasti International Journal of Economics, Finance & Accounting Vol. 7 No. 3 (2026): Dinasti International Journal of Economics, Finance & Accounting (July - August
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijefa.v7i3.7172

Abstract

This study examines the determinants of iGeneration reporter satisfaction in the State Officials’ Wealth Report System, with perceived usefulness positioned as a mediating variable. The determinants analyzed include digital service quality with a Customer Relationship Management orientation, which is formed by system quality, information quality, and service quality. The study responds to the need to evaluate mandatory public digital reporting systems not only by technical availability but also by user-perceived quality, usefulness, and satisfaction. A quantitative explanatory design was employed using questionnaire data from 300 iGeneration respondents who had used the State Officials’ Wealth Report System, electronically implemented through e-LHKPN. Digital service quality was modeled as a reflective-formative higher-order construct formed by system quality, information quality, and service quality. Data were analyzed using Partial Least Squares Structural Equation Modeling with a disjoint two-stage approach. The results show that digital service quality has a positive and significant effect on perceived usefulness and reporter satisfaction. Perceived usefulness also positively affects reporter satisfaction and significantly mediates the relationship between digital service quality and reporter satisfaction in a complementary pattern. The findings indicate that improving e-LHKPN satisfaction requires the integration of reliable system performance, accurate information, responsive service support, and clear user-perceived benefits.
Determinants of Fintech Application Usage with Interest as a Mediating Variable among Gen-Z in the Jabodetabek Area Denny Wijaya; Henny Medyawati
Dinasti International Journal of Economics, Finance & Accounting Vol. 7 No. 2 (2026): Dinasti International Journal of Economics, Finance & Accounting (May-June 2026
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijefa.v7i2.6676

Abstract

The rapid advancement of digital technology has accelerated the widespread adoption of financial technology (fintech) services, notably the GoPay digital wallet, which maintains a dominant position in the Indonesian e-wallet market. Despite its high penetration, the continuous usage of GoPay among Generation Z remains contingent upon perceived benefits and user trust, particularly concerning personal data security. This study aims to analyze the impact of performance expectancy and trust on the usage of the GoPay application among Generation Z in the Greater Jakarta (Jabodetabek) area, both directly and as mediated by behavioral intention. A quantitative research design was employed, involving the distribution of questionnaires to 400 Generation Z respondents who are familiar with GoPay but are not yet intensive users. Employing Structural Equation Modeling-Partial Least Squares (SEM-PLS) as the analytical framework, this study finds that performance expectancy, trust, and behavioral intention significantly influence GoPay application usage. Notably, performance expectancy does not transmit a significant indirect effect on usage through behavioral intention. By contrast, trust exerts a significant mediated effect on usage, with behavioral intention functioning as an intervening variable in this relationship.
Co-Authors Denny Wijaya Pangeran Tungkir Silalahi