Article Per Year (5 Year)
p-Index From 2021 - 2026
0.23
P-Index
This Author published in this journals
All Journal Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Adelia Putri Rismawati
Universitas Muhammadiyah Ponorogo
Agriculture, Biological Sciences & Forestry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Industrial & Manufacturing Engineering Social Sciences

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
Pengaruh Literasi Keuangan, Pendapatan, Kontrol Diri dan Teknologi Finansial terhadap Perilaku Pengelolaan Keuangan Mahasiswa Fakultas Ekonomi Universitas Muhammadiyah Ponorogo Adelia Putri Rismawati; Khusnatul Zulfa Wafirotin; Ardyan Firdausi Mustoffa
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 8 No. 9 (2026): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v8i9.13094

Abstract

This study aims to analyze the influence of financial literacy, income, self-control, and financial technology on the financial management behavior of students at the Faculty of Economics, Universitas Muhammadiyah Ponorogo. This research employed a quantitative descriptive approach. The population consisted of 982 active students, with a sample of 100 respondents selected using purposive sampling and proportionate stratified random sampling techniques. Data were collected through a questionnaire measured using a Likert scale and analyzed using multiple linear regression with SPSS version 25. The results indicate that financial literacy and income have a significant effect on financial management behavior, whereas self-control does not have a significant effect on financial management behavior. Simultaneously, financial literacy, income, self-control, and financial technology have a significant effect on students' financial management behavior. The Adjusted R Square value of 0.440 indicates that these four variables explain 44% of the variation in financial management behavior.
Co-Authors Ardyan Firdausi Mustoffa Khusnatul Zulfa Wafirotin