Ayu Ismawati
Universitas Negeri Surabaya

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Pemahaman Literasi Keuangan Digital di Kalangan Generasi Muda: Analisis Perbedaan Imam Hasan; Ayu Ismawati
Jurnal Pendidikan Akuntansi (JPAK) Vol. 14 No. 2 (2026)
Publisher : Program Studi Pendidikan Akuntansi Fakultas Ekonomika dan Bisnis Universitas Negeri Surabaya

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Abstract

This study aims to identify and analyze the understanding of financial literacy regarding digital finance among high school and vocational school students in the city of Tegal, as well as to determine the differences in financial literacy regarding digital finance between high school and vocational school students in the city of Tegal. The research method employed uses a mixed-methods sequential exploratory model. Furthermore, the survey results show that the digital financial literacy level of vocational high school students is 77.75% and that of senior high school students is 78.57%. This percentage falls within the “sufficiently literate” category. A subsequent comparison test revealed no significant difference in financial literacy between high school and vocational high school students, as demonstrated by an independent samples t-test, with a p-value of 0.013 < 0.05.