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Tuti Atika
Universitas Sumatera Utara, Medan, Indonesia
Computer Science & IT Economics, Econometrics & Finance Education Engineering Social Sciences

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The Role Of Used Clothing Women Traders On The Socioeconomic Conditions Of Households In Pasar Melati Medan Tuti Atika; Yulita Sembiring
Journal of Scientific Research, Education, and Technology (JSRET) Vol. 5 No. 3 (2026): Vol. 5 No. 3 2026
Publisher : Kirana Publisher (KNPub)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58526/jsret.v5i3.1217

Abstract

This study aims to analyze the role of women who sell used clothing on the socioeconomic conditions of households at Melati Market in Medan. This study employs a descriptive qualitative approach using a case study strategy. Data were collected through interviews, observations, and documentation from nine informants selected using snowball sampling. The results show that these women engage in trade due to the instability of their husbands’ income as well as their desire to earn an independent income. Their economic contribution is significant, accounting for 30–100% of family income, with the primary priority being to meet their children’s educational needs. In juggling their dual roles as vendors and homemakers, they employ adaptive time-management strategies and advocate for a more equitable division of domestic tasks with their husbands. In addition to improving family well-being, economic independence also strengthens women’s position in decision-making, boosts their self-confidence, and fosters solidarity among the vendors. This study confirms that women who sell used clothing are key agents in sustaining their families’ socioeconomic well-being.
The Social Impact Of Online Loans On Adolescents In Gaperta Street, Helvetia Tuti Atika; Fazia Zahra
Journal of Scientific Research, Education, and Technology (JSRET) Vol. 5 No. 3 (2026): Vol. 5 No. 3 2026
Publisher : Kirana Publisher (KNPub)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58526/jsret.v5i3.1219

Abstract

The development of digital technology has made it easier for people to access various financial services, including online loans. The ease of the application process, simple requirements, and rapid disbursement of funds have made this service widely used, including among adolescents. However, low financial literacy, a consumptive lifestyle, and the influence of social media make adolescents vulnerable to using online loans without considering the risks that may affect their social lives. This study aims to examine the social impact of online loan usage on adolescents in Gaperta Street, Medan Helvetia District. This study employed a qualitative method with a descriptive approach. Data were collected through observation, interviews, and documentation involving adolescents who had used online loan services. The results of the study indicate that the use of online loans among adolescents is influenced by the development of digital technology, consumptive lifestyles, and social pressure from peer groups. The impacts experienced include stress, anxiety, conflicts with parents, decreased family trust, changes in friendships, and declining academic performance and social participation. Thus, online loans not only create economic problems but also have negative effects on the psychological condition and social lives of adolescents.
Co-Authors Fazia Zahra Yulita Sembiring