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All Journal Jurnal Ekonomi dan Bisnis
Salman Al Farisi
Faculty of Islamic Studies and Civilization, Muhammadiyah University of Surabaya
Arts Humanities Economics, Econometrics & Finance Social Sciences

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Financial literacy and digital technology in building the resilience of retired migrant families Thoat Stiawan; Idzi Layyinnati; Salman Al Farisi
Jurnal Ekonomi dan Bisnis Vol. 29 No. 1 (2026)
Publisher : Fakultas Ekonomika dan Bisnis Universitas Kristen Satya Wacana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24914/jeb.v29i1.15671

Abstract

This study examines the economic resilience of retired migrant families in Solokuro Village, Lamongan Regency. The main issue faced is the low level of financial literacy and utilization of digital technology, which impacts economic instability post-migration. The purpose of this study is to analyze the influence of financial literacy and digital technology adaptation on the economic stability of retired migrant families and to identify strategies for improving financial literacy and digital financial services. This research employs a descriptive qualitative approach with phenomenological analysis through in-depth interviews, observations, and documentation. The findings reveal that retired migrants with good financial literacy and optimal use of digital technology tend to manage their pension funds effectively, achieve higher economic stability, and develop small businesses. These findings highlight the need for financial literacy training programs and digitalization initiatives to support the economic resilience of retired migrant families.
Co-Authors Idzi Layyinnati Thoat Stiawan