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p-Index From 2021 - 2026
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All Journal Journal of Entrepreneurship and Community Innovations
Ummi Khoiriyah
Islamic University 45, Bekasi
Humanities Economics, Econometrics & Finance

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Memberdayakan Masyarakat Desa Sukahurip Terkait Penggunaan Dompet Digital dan Keamanan Transaksi Keuangan Ai Nurjanah; Purnama Putra; Ummi Khoiriyah; Dian Desty Widyowati; Puput Putrianika
Journal of Entrepreneurship and Community Innovations Vol 5 No 1 (2026): August 2026
Publisher : Lembaga Penelitian Universitas YARSI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33476/jeci.v5i1.525

Abstract

The use of digital wallets in Indonesia continues to expand as demand grows for practical and efficient financial transactions. However, limited digital financial literacy among rural communities remains a challenge to safe digital wallet use, particularly in personal data protection, account security, and fraud prevention. This community service activity aimed to improve the knowledge and skills of Sukahurip Village residents in using digital wallets appropriately, securely, and responsibly. It used participatory socialization and education covering digital wallet concepts and benefits, financial transaction use, security risk identification, personal data protection, and measures to prevent fraud and account misuse. Results showed improved understanding of digital wallets’ functions and benefits and stronger ability to identify risks in digital financial transactions. Participants also showed greater awareness of essential security practices, including keeping personal data and authentication information confidential, verifying transaction details before payment, and staying alert to digital fraud. The activity demonstrates that contextual and participatory digital financial literacy education can strengthen rural communities’ capacity to use digital financial services safely. It contributes to improved financial literacy, transaction security, and financial inclusion among Sukahurip Village residents while supporting their confident participation in the digital economy.
Co-Authors Ai Nurjanah Dian Desty Widyowati Puput Putrianika Purnama Putra