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All Journal ESENSI: JURNAL BISNIS DAN MANAJEMEN The Indonesian Journal of Occupational Safety and Health
David, Joseph
Unknown Affiliation
Economics, Econometrics & Finance Health Professions Medicine & Pharmacology

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The Effect of Electronic Payment Systems on Financial Performance of Microfinance Banks in Niger State Sakanko, Musa Abdullahi; David, Joseph
Esensi: Jurnal Bisnis dan Manajemen Vol 9, No 2 (2019)
Publisher : Faculty of Economic and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/ess.v9i2.12273

Abstract

This study employs the cross sectional survey research design and the descriptive and ordinary least square regressions to examine the impact of Electronic-Payment Systems on the financial performance of Microfinance Banks and Institutions in Niger state, Nigeria. The results of the analysis indicate the presence of e-payment systems  in the bank, which enjoys impressive acceptability, due to its ease of use and convenience. In addition, ATM facility, Internet payment options, e-payment cards, and mobile banking platforms shows a significant positive impact on the financial performance of COE-Minna microfinance bank. In essence, the improvement and review of e-payment platforms’ security, so as to attract more users, coupled with the reduction of charges associated with the use of the platforms as well as sensitization of potential users were recommended.
Work-Related Musculoskeletal Disorders: The Role of Workplace Ergonomics and Its Effect on Non-Teaching Staff Healthy Living in Nigerian Public Universities Akinbode, James; David, Joseph; Opeyemi, Oyelude; Akinrinlola, 'Mubo; Olu-Ogunleye, Itunu; Owoeye, Olumide
The Indonesian Journal of Occupational Safety and Health Vol. 13 No. 3 (2024): The Indonesian Journal of Occupational Safety and Health
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/ijosh.v13i3.2024.351-359

Abstract

Introduction: Health status of an individual in paid employment is a function of many factors such as workplace settings, furniture, work design and tools used at work, among others. Based on this position, this study examined how work-related musculoskeletal disorders through workplace ergonomics determine non-teaching staff healthy living, and how each of the selected work-related musculoskeletal disorders caused by defective workplace ergonomics contributes to healthy living. Methods: This study was conducted among the non-teaching staff of selected public universities in south west Nigeria through quantitative approach that made use of descriptive research design with the use of structured questionnaire administered to collect data and both descriptive and inferential statistics were used to analyze data collected. Results: The study revealed that specific work-related musculoskeletal disorders caused by defective workplace ergonomics were of negative effect on non-teaching staff healthy living while others were not. Also, specific work-related musculoskeletal disorders (back pains and eyes dysfunctionality) examined against non-teaching staff healthy living were found to be detrimental to their health status while muscular pains, fracture, neck injuries, hand-arm vibration and bruises were of insignificant effect on the non-teaching staff healthy living. Conclusion: The study concludes that work-related musculoskeletal disorders through workplace ergonomics is an issue that management of universities should be mindful of to ensure staff healthy living as this is critical to job performance.
Co-Authors Akinbode, James Akinrinlola, 'Mubo Olu-Ogunleye, Itunu Opeyemi, Oyelude Owoeye, Olumide Sakanko, Musa Abdullahi