Article Per Year (5 Year)
p-Index From 2021 - 2026
0.444
P-Index
This Author published in this journals
All Journal Integra Business Review
Fadya Intan Rahmawati
Universitas Sebelas Maret, Surakarta

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
Digital Financial Inclusion and Economic Growth: Governance Challenges and Policy Implications Fadya Intan Rahmawati; Nofiatun Rahmadhaningtyas
Integra Business Review Vol. 1 No. 1 (2023): June 2023
Publisher : Integra Academic Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63208/21014-326

Abstract

Digital financial inclusion has emerged as an important component of contemporary economic development due to its ability to expand financial access, support economic participation, and accelerate digital economic transformation. This study systematically reviews the literature on digital financial inclusion and economic growth, with a particular focus on governance challenges and policy implications within the digital economy. The findings indicate that digital financial inclusion contributes positively to economic growth through improved financial accessibility, transaction efficiency, entrepreneurship, and participation in formal financial systems. However, the review also reveals that the effectiveness of digital financial inclusion is strongly influenced by governance quality, regulatory capacity, institutional readiness, digital literacy, and technological accessibility. In addition, digital inequality and exclusion remain significant barriers that may limit inclusive economic outcomes. The study concludes that successful digital financial inclusion requires integrated governance approaches that combine technological innovation, regulatory adaptation, institutional development, and social inclusion strategies to ensure sustainable and inclusive economic growth.
Digital Trade and Cross-Border Economic Transformation in the Digital Economy Wulan Nur Afriani; Fadya Intan Rahmawati; Nathania Qoulan Syadida
Integra Business Review Vol. 2 No. 1 (2024): June 2024
Publisher : Integra Academic Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63208/21014-430

Abstract

The rapid expansion of digital economies has significantly transformed international trade systems, cross-border commercial interaction, and globally integrated marketplace participation within contemporary economic environments. Digital technologies increasingly influence how enterprises, consumers, and institutions engage in digitally mediated commerce, platform-based transactions, and internationally connected trade systems. The findings indicate that digital trade contributes positively to global economic integration, cross-border e-commerce expansion, platform-mediated commercial coordination, and internationally connected market participation. In addition, digitally integrated trade systems support enterprise transformation, trade efficiency improvement, and digitally coordinated commercial ecosystems within global digital economies. However, the review also identifies significant capability and governance challenges affecting inclusive participation within digital trade systems, including unequal infrastructure readiness, regulatory fragmentation, digital capability disparities, and participation inequality across economies and enterprises.
Co-Authors Nathania Qoulan Syadida Nofiatun Rahmadhaningtyas Wulan Nur Afriani