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All Journal Optimal: Jurnal Ekonomi dan Manajemen
Yusuf Wijoyanto
Institut Teknologi dan Bisnis ADIAS

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Determinan Profitabilitas Bank: Peran Capital Adequacy Ratio dan Net Interest Margin Eli Erfandi; Yusuf Wijoyanto; Yayan Nuryana; Yosi Pupus Indriyani
OPTIMAL Jurnal Ekonomi dan Manajemen Vol. 5 No. 2 (2025): Jurnal Ekonomi dan Manajemen
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/optimal.v5i2.5976

Abstract

This study aims to evaluate the effect of Capital Adequacy Ratio and Net Interest Margin on Profitability in Conventional Commercial Banks listed on the Indonesia Stock Exchange (IDX) for the period 2022-2024. Regression analysis is used to analyze financial data from selected companies in this sector. Data were obtained from annual reports published by the company and available on the IDX website. This study uses a Purposive Sampling technique using a sample of 90 Annual Report data. The testing in this study uses the Descriptive Statistical Analysis method, Classical Assumption Test, Multiple Linear Regression Test, Determination Coefficient Test, T Test, and F Test using the SPSS analysis tool. The results of the analysis show that the Capital Adequacy Ratio has a significant effect on Profitability in this context. In addition, Net Interest Margin has a significant effect on Profitability. Simultaneously, the Capital Adequacy Ratio and Net Interest Margin have a significant effect on Profitability.
Co-Authors Eli Erfandi Yayan Nuryana Yosi Pupus Indriyani