Article Per Year (5 Year)
p-Index From 2021 - 2026
0.23
P-Index
This Author published in this journals
All Journal Optimal: Jurnal Ekonomi dan Manajemen
Yucari Aisyah Sobarna
Universitas Ekuitas Indonesia

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
Pengaruh Gaya Hidup Self-Reward dan Financial Knowledge terhadap Pengelolaan Tabungan Mahasiswa Universitas Ekuitas Indonesia Yucari Aisyah Sobarna; Fia Dialysa Sulaksana
OPTIMAL Jurnal Ekonomi dan Manajemen Vol. 6 No. 3 (2026): September: OPTIMAL: Jurnal Ekonomi dan Manajemen
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/optimal.v6i3.12635

Abstract

This research examines how self-reward lifestyle and financial knowledge contribute to the savings management of students at Universitas Ekuitas Indonesia. The increasing tendency of students to engage in self-reward activities is assumed to influence financial decision-making, particularly in relation to saving behavior. A quantitative approach was applied by combining descriptive and verificative research designs. Primary data were obtained from questionnaires completed by 101 students of Universitas Ekuitas Indonesia. The collected responses were processed using multiple linear regression techniques. The findings reveal that students demonstrate good levels of self-reward lifestyle and financial knowledge. Statistical testing confirms that each independent variable contributes positively and significantly to savings management when examined individually. Likewise, simultaneous testing verifies that both variables jointly provide a significant positive contribution to students' savings management. These findings imply that stronger financial knowledge, supported by a well-controlled self-reward lifestyle, can encourage more effective savings management among university students.
Co-Authors Fia Dialysa Sulaksana