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Nova Naysila Pargianto
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PENERAPAN PRINSIP SYARIAH DALAM MENGATASI MASALAH RIBA PADA BANK SYARIAH Aldi Nugraha; Nova Naysila Pargianto; Sella Aprillia
Religion : Jurnal Agama, Sosial, dan Budaya Vol. 2 No. 4 (2023): July: Religion: Jurnal Agama, Sosial, dan Budaya
Publisher : CV. Maryam Sejahtera

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.68352/religion.v2i4.216

Abstract

This research aims to explore the central issue in sharia economics, namely the issue of usury or interest. The research method applied is literature study, which allows collecting data from many literature/sources that have relevance. The results of data analysis explain that usury or interest in the context of sharia economics is considered a serious violation of Islamic economic principles which emphasize justice, economic injustice and exploitation. Riba, which means the expansion of the value of money in transactions without equivalent exchange of goods or services, is strictly prohibited in Islam. In conclusion, the principle of profit sharing is a solution to create fairer transactions that benefit all parties. Sharia banks, which adopt this principle, must maintain customer trust as the key to their existence by ensuring commitment to sharia principles through the socialization of their products. Sharia banks also prioritize ethical principles such as justice, equity and prosperity in financial transactions, reflecting efforts to build management/financial systems that are in accordance with sharia and Islamic values.
Co-Authors Aldi Nugraha Sella Aprillia