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Joula J. Rogahang
Program Studi Administrasi Bisnis, Fakultas Ilmu Sosial Dan Politik Universitas Sam Ratulangi

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Analisis Kinerja Keuangan untuk Menilai Kesehatan Bank Rakyat Indonesia dengan Metode Rgec Kripen Kansil; Frendy A. O. Pelleng; Joula J. Rogahang
Productivity Vol 1 No 3 (2020)
Publisher : Program Studi Administrasi Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35797/xpe5by34

Abstract

This study aims to determine the soundness of Bank Rakyat Indonesia, using the RGEC method. The RGEC method consists of several components, namely Risk Profile, Good Corporate Governance, Earnings, and Capital. Based on the results of data analysis, it was concluded that during the 2017-2019 period, (1) Bank Rakyat Indonesia's risk profile was in a very healthy condition and this indicated that management efforts in managing the level of collectability and maintaining credit quality every year had improved and gave positive results. So that it is able to produce sufficient quality loan growth. (2) GCG during the 2017-2019 period is 2 with healthy criteria. (3) Earnings for 2017-2019 are in a healthy condition with the ROA ratio having the ability to make profits relying on assets as well as possible, the NIM ratio of management's ability to manage its productive activities to produce the company's net interest income is very good, the BOPO ratio of the bank's ability in management the operating expenses and operating income for the three years were very good and included in the very healthy category. (4) Capital for all periods is above the standard set so that the bank is considered to be able to meet the minimum capital provider obligations. (5) aspects of RGEC assessment of the soundness of Bank Rakyat Indonesia by using the RGEC method during the 2017-2019 period are in the composite rank 1 (PK-1) with very healthy criteria.
Analisis Rasio Keuangan untuk Menilai Kinerja Keuangan pada PT Unilever Indonesia Tbk Angelina M. Wongkar; Wilfried S. Manoppo; Joula J. Rogahang
Productivity Vol 2 No 4 (2021)
Publisher : Program Studi Administrasi Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk menganalisis kinerja keuangan PT. Unilever Indonesia, Tbk selama periode 2017-2020 dilihat dari Rasio Likuiditas, Solvabilitas, Aktivitas dan Profitabilitas. Teknik analisis data yang digunakan adalah rasio-rasio keuangan yaitu rasio likuiditas, rasio solvabilitas, rasio aktivitas dan rasio profitabilitas. Dengan hasil penelitian menunjukkan bahwa: Rasio likuiditas dengan indicator perhitungan menggunakan rasio lancar, rasio cepat dan rasio kas menunjukkan hasil “kurang baik” jika dibandingkan dengan rata-rata industri. Rasio solvabilitas dengan indicator perhitungan yaitu rasio utang terhadap asset dan rasio utang terhadap modal yang menunjukkan hasil “kurang baik” jika dibandingkan dengan rata-rata industri. Rasio aktivitas dengan indicator perhitungan menggunakkan rasio perputaran persediaan yang menunjukkan hasil “kurang baik” sedangkan rasio perputaran total asset menunjukkan hasil “baik”. Rasio profitabilitas dengan indicator rasio pengembalian atas asset dan rasio hasil pengembalian atas ekuitas menunjukkan hasil “baik” sedangkan rasio marjin laba bersih menunjukkan hasil “kurang baik”.