<![CDATA[This study aims to examine the influence of Islamic financial technology (Islamic fintech) usage and financial literacy on the financial behavior of the Muslim community in Jambi City in the digital era. The study employed a quantitative approach using an associative research design. Data were collected through questionnaires distributed to Muslim residents of Jambi City who met the research criteria. The sample was selected using purposive sampling, and the data were analyzed using SPSS through validity and reliability tests, classical assumption tests, multiple linear regression analysis, t-test, F-test, and coefficient of determination analysis. The results indicate that the use of Islamic fintech has a positive and significant effect on the financial behavior of the Muslim community in Jambi City. In contrast, financial literacy does not have a significant effect on financial behavior. However, Islamic fintech usage and financial literacy simultaneously have a positive and significant effect on financial behavior. These findings suggest that the utilization of Islamic fintech services contributes to better financial management, while the level of financial literacy has not yet been fully reflected in individuals' financial behavior. This study is expected to contribute to the development of knowledge in the field of Islamic finance and provide practical insights for policymakers, Islamic financial institutions, and Islamic fintech providers in improving financial services and financial education for the community.]]>
