Article Per Year (5 Year)
p-Index From 2021 - 2026
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This Author published in this journals
All Journal Journal of Islamic Economics and Business Ethics
Husnul Mirzal
Faculty of Islamic Economics and Business, Universitas Islam Negeri Ar-Raniry, Banda Aceh, Indonesia
Arts Economics, Econometrics & Finance

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Agricultural Financing and Food Security in Sumatra: The Role of Islamic and Conventional Banks in a Dual Banking System Sulaeman; Husnul Mirzal; Rodame Monitorir Napitupulu; Novy Anggraini Sudibyo
JOURNAL OF ISLAMIC ECONOMICS AND BUSSINES ETHICS Vol 3 No 2 (2026): JIESBI: Journal of Islamic Economics and Business Ethics
Publisher : IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/jiesbi.v3i2.585

Abstract

Food security is a key target of the Sustainable Development Goals (SDGs), aiming to end hunger and promote sustainable agriculture by 2030. This study examines the role of agricultural financing under a dual banking system, encompassing Islamic and conventional banks, in enhancing food security across 10 provinces in Sumatra from 2019 to 2023. Using panel regression analysis, the results indicate that agricultural financing provided by both Islamic and conventional banks has a significant and positive impact on food security in the region, highlighting the importance of bank-based financing in supporting agricultural productivity and food availability. In addition, agricultural labor, the Human Development Index (HDI), and the Farmer Exchange Rate (FER significantly contribute to improving food security across Sumatra. These findings suggest that expanding and strengthening agricultural financing portfolios within both Islamic and conventional banking systems can effectively support government efforts to enhance national food security and promote sustainable agricultural development. Overall, this study provides policy-relevant evidence on the importance of an inclusive agricultural financing framework in strengthening food security across Sumatra.
Co-Authors Novy Anggraini Sudibyo Rodame Monitorir Napitupulu Sulaeman