Septiana Na'afi
UIN Walisongo Semarang, Jawa Tengah, Indonesia.

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Analysis of Indonesia's Regulatory Readiness in Facing the Cross-Border Digital Economy Septiana Na'afi; Abdul Ghofur; Nur Fatoni; Ar Rahiim Innash; Zaenudin Zaenudin
Greenation International Journal of Law and Social Sciences Vol. 4 No. 4 (2026): (GIJLSS) Greenation International Journal of Law and Social Sciences (September
Publisher : Greenation Research

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/gijlss.v4i4.927

Abstract

The development of the cross-border digital economy has brought about significant changes in global economic activity, including in Indonesia. The digital transformation, marked by the increasing use of e-commerce, fintech, digital platforms, and international electronic transactions, demands regulatory readiness capable of effectively managing the dynamics of the digital economy. This study aims to nalyse Indonesia’s regulatory readiness to face the cross-border digital economy and identify various challenges in implementing existing policies. The research method used is a qualitative approach with analytical descriptive methods. Research data was obtained through a literature review by reviewing various laws and regulations, scientific journals, books, articles, and official documents related to the digital economy and cross-border regulations. The results show that Indonesia already has various important regulations to support digital economy management, such as the Personal Data Protection Law (PDP Law), regulations on Trading Through Electronic Systems (PMSE), fintech policies, and supervision of digital payment systems. These regulations demonstrate the government’s readiness to build a safe and competitive digital ecosystem. However, regulatory implementation still faces various challenges, including suboptimal inter-agency coordination, the high threat of cybercrime, complex supervision of cross-border digital transactions, and low public digital literacy. In addition, the rapid development of digital technology means that regulations often lag behind innovations developing in society and the global market.