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All Journal Multidisciplinary Journal of Education, Economic and Culture
Septia Anggraini
Universitas Islam Negeri Raden Fatah Palembang
Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Public Health Social Sciences

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Pengaruh Literasi Keuangan Syariah, Kemudahan dan Keamanan Terhadap Penggunaan QRIS Sebagai Alat Pembayaran Digital Berdasarkan Akad Wadi’ah di Kalangan Pelajar Kota Palembang Septia Anggraini; Zuul Fitriani Umari; Yusiresita Pajaria
Multidisciplinary Journal of Education , Economic and Culture Vol. 4 No. 2 (2026): September 2026
Publisher : Yayasan Pondok Pesantren Sunan Bonang Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61231/gatjrz82

Abstract

This study aims to examine the influence of Islamic financial literacy, ease of use, and security levels on the adoption of QRIS among students in Palembang as a digital payment method based on the wadi'ah contract. Students were given questionnaires as part of the quantitative approach in this study, which employed a survey method. The findings of this study indicate that Islamic financial literacy, ease of use, and security have a significant positive impact on the use of QRIS in accordance with the wadi'ah contract. This suggests that students’ tendency to use QRIS as a digital payment method increases in line with their perceptions of security and their understanding of Islamic financial literacy.
Co-Authors Yusiresita Pajaria Zuul Fitriani Umari