Purwanto Purwanto
Syubbanul Wathon Islamic College Magelang

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Knowledge, Religiosity, and Saving Intention: The Mediating Role of Attitude in Islamic Banks Purwanto Purwanto; Ali Ibrahim Dasuki; Tabrani ZA
ETIKONOMI Vol. 25 No. 2 (2026)
Publisher : Faculty of Economic and Business, Universitas Islam Negeri Syarif Hidayatullah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/etk.v25i2.41631

Abstract

Research originality: This study extends the Theory of Planned Behavior (TPB) by positioning knowledge and religiosity as explicit antecedents of attitude and clarifying the psychological pathways underlying Islamic saving decisions. Research objectives: This study investigated the role of knowledge and religiosity in shaping attitudes and evaluated the extended TPB model's effectiveness in predicting saving intentions and actual behavior. Research methods: Data from 392 banking customers in Central Java, Indonesia, were analyzed using Structural Equation Modeling – Partial Least Squares (SEM-PLS) to test the hypothesized structural relationships. Empirical result: Knowledge and religiosity significantly influenced attitudes. Attitude fully and partially mediated the knowledge-intention and religiosity-intention links, respectively. Saving intentions, driven primarily by attitudes and subjective norms, significantly affected actual behavior. Implications:  Policymakers should focus on integrated financial-religious education and simplified access to banking to cultivate positive attitudes and effectively convert intentions into actual participation in Islamic banking. JEL Classification: G21, D91, E21, Z12
Islamophobia in the Netherlands: The Adaptation Strategy of the Indonesian Muslim Diaspora in the Netherlands in Response to the Anti-Islam Issues Ahmad Rofiq; Johan Arifin; Purwanto Purwanto
QIJIS (Qudus International Journal of Islamic Studies) Vol 12, No 1 (2024)
Publisher : IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/qijis.v12i1.22466

Abstract

This research investigates how the Indonesian Muslim diaspora in the Netherlands strategically reduces or even prevents Islamophobia. The study employs a qualitative research methodology to collect primary data through in-depth interviews and direct observation, complemented by secondary data from both published and unpublished literature, including journals and books. The data was examined through descriptive analysis, which reveals that the adaptation strategies implemented by the Indonesian Muslim diaspora through existing religious organizations effectively mitigate the negative stigma associating Islam with violence and terrorism. The significance of this study lies in its examination of how these strategies influence broader perceptions of Islam in the Netherlands. Although the primary focus is on religious organizations, their involvement is crucial in addressing and countering social stigma. The research identifies several multi-path dimensions used to address and reduce stigma. This includes Track Two Diplomacy, involving non-state actors, and collaboration with the Indonesian Embassy, the Ministry of Religious Affairs of Indonesia, universities, the European Council for Fatwa & Research, and various Dutch communities. These efforts involve biannual conferences, seminars, and interfaith dialogues aimed at tackling Islamophobia and offering solutions. Furthermore, the diaspora participates in Track Seven Diplomacy by engaging religious communities to promote a peaceful vision of Islam Nusantara in partnership with the European Council for Fatwa & Research. The study concludes with recommendations for policymakers, which may influence parliamentary discussions.