<![CDATA[Islamic economic development raises a question that cannot be answered through financial asset growth alone: under what conditions do Islamic economic instruments improve the position of vulnerable households and enterprises? This article develops a conceptual framework connecting social justice with potential pathways to economic resilience in Indonesia. It uses a critical narrative review of thirty-two purposively selected theoretical, empirical, methodological, legal, and statistical sources. The synthesis distinguishes normative commitments, reported outcomes, and propositions requiring further investigation. Selected studies associate zakat and Islamic financial inclusion with improvements in some poverty and human development indicators, but the findings vary across outcomes, locations, and analytical levels. Evidence concerning waqf highlights organizational constraints rather than demonstrating household recovery from shocks. Existing integration scholarship also shows that linking Islamic social and commercial finance is not itself a new contribution. Building on this literature, the article specifies how institutional accountability and beneficiary capabilities may condition the translation of economic instruments into livelihood protection and adaptation. Its values–instruments–institutions framework treats distributive access, meaningful participation, and protection from disproportionate burdens as criteria for evaluating this process. The framework generates propositions and indicators for future longitudinal research; it does not establish causal effects on resilience. Policy implications include matching assistance to livelihood needs, preserving access to social protection, and evaluating distributional outcomes alongside institutional performance.]]>
