Laila Asofa
Institut Ilmu Al-Qur'an (IIQ) Jakarta

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Dampak Pendayagunaan Zakat Produktif terhadap Pengembangan UMKM: Studi Program Riau Makmur Laila Asofa; Syafaat Muhari
Al-Mi'thoa: Jurnal Zakat dan Wakaf Vol 3 No 2 (2025): Al-Mi'thoa: Jurnal Zakat dan Wakaf
Publisher : Prodi Manajemen Zakat dan Wakaf Fakultas Syariah IIQ Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33511/almithoa.v3n2.13-24

Abstract

Productive zakat has significant potential to improve the welfare of mustahik, particularly in Riau Province, although its distribution practices are still largely consumptive. This study aims to analyze the impact of productive zakat in supporting the development of micro-enterprises through the Riau Makmur Program of BAZNAS Riau Province. The research employed a qualitative method using observation, in-depth interviews, and documentation with amil, muzaki, and nine mustahik as respondents. The findings indicate that the mechanism of productive zakat utilization is well-structured, yet business mentoring remains suboptimal. Out of nine mustahik, six succeeded in developing their businesses with increased income, while three failed due to limited skills and weak business management. Overall, productive zakat has proven to contribute positively to the development of micro-enterprises and to the improvement of mustahik welfare.