Masyhuri
Pusat Penelitian Ekonomi (P2E-LIPI)

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Pembiayaan Nonformal Usaha Perikanan Tangkap: Kasus Muncar dan Bitung Masyhuri
Jurnal Ekonomi dan Pembangunan Vol. 22 No. 2 (2014): Jurnal Ekonomi dan Pembangunan
Publisher : BRIN Publishing (Penerbit BRIN)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14203/JEP.22.2.2014.135-148

Abstract

This article aims at addressing how importance is the role of nonformal financing institution in the Muncar and Bitung small scale fishery. As well as fishing in other areas in Indonesia, fishing effort in Muncar and Bitung is a type of capital-intensive businesses. From the aspect of marketing, the small scale fishery of these areas has reached the commercial stage. How ever, fishery business conducted is still speculation, althought their income outline could have been predicted. The role of “Bos” in nonformal financing is an important aspect for the fishermen of these areas. The formal financing institution still do not assist fishermen to obstain their financial needs. The “Bos” can be an individual agent or entrepreneur from various type financial activities who provide not only credit but also many kind of stimulus. This institution is always needed and necessary as far as no other financing institution for fisherman.