Adin Fadilah
UIN Syekh Wasil Kediri

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Pengaruh Risk Based Capital Terhadap Profitabilitas Pada Perusahaan Asuransi Jiwa Syariah Adin Fadilah; Mochamad Alvido Zakaria
WADIAH Vol. 9 No. 2 (2025): Wadiah: Jurnal Perbankan Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam, UIN Syekh Wasil Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/wadiah.v9i2.2431

Abstract

This study examines the impact of Risk Based Capital (RBC) on the profitability of Islamic life insurance companies in Indonesia. RBC is a key financial health indicator ensuring insurers can meet their obligations. Using a quantitative approach with panel data regression, the study finds that while RBC influences profitability, the effect is not significant. Other factors such as claim expenses and investment returns must be considered to enhance profitability.